Banks | McIntosh County Bank
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McIntosh County Bank


McIntosh County Bank is an FDIC insured institution headquartered at 204 W Main St, Ashley, ND 58413.
It was founded in 1911 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - April 28, 2026

SAVINGS RATES APY MIN
Savings
0.20% $1 Compare
CD RATES APY MIN
6 Mo CD
0.70% $100 Compare
12 Mo CD
0.90% $100 Compare
18 Mo CD
0.95% $100 Compare
24 Mo CD
1.05% $100 Compare
30 Mo CD
1.21% $100 Compare
48 Mo CD
1.36% $100 Compare
MM RATES APY MIN
Money Market
0.20% $1 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.20% $1




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 13794
Date Established 1911
Assets $ 113.63 million
Loans $ 66.08 million
Deposits $ 98.92 million
Capital $ 10.60 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 2.03 million
Interest-bearing balances $ 0.85 million
Total securities $ 37.31 million
Federal funds sold and reverse repurchase $ 3.64 million
Net loans and leases $ 66.08 million
Loan loss allowance $ 1.58 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 3.38 million
     Total Assets $ 103.03 million

LIABILITIES
Total deposits $ 98.92 million
      Interest-bearing deposits $ 79.88 million
      Deposits held in domestic offices $ 98.92 million
      % insured (estimated)" 81.73%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 5.63 million
Subordinated debt N.A.
All other liabilities $ 0.92 millionn
      Total Liabilities $ 103.03 million
      Shareholders’ Equity $ 10.60 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 5.89 million
Total Interest Expense $ 1.79 million
Net interest income $ 4.10 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.33 million
Total non interest expense $ 2.53 million
Pre-tax Net Operating Income $ 0.56 million

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