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Foundation Bank

Foundation Bank is an FDIC insured institution headquartered at 676 Main St N, Mc Kenzie, TN 38201.
It was founded in 1934 and has approximately $0 billion in assets. Customers can open an account at one of its 9 branches.

Deposit Rates - August 24, 2026

SAVINGS RATES	APY	MIN
Savings	0.08%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.30%	$10,000	Compare
6 Mo CD	0.30%	$100,000	Compare
12 Mo CD	0.50%	$10,000	Compare
12 Mo CD	0.50%	$100,000	Compare
18 Mo CD	0.70%	$10,000	Compare
18 Mo CD	0.70%	$100,000	Compare
24 Mo CD	0.75%	$10,000	Compare
24 Mo CD	0.75%	$100,000	Compare
36 Mo CD	0.90%	$10,000	Compare
36 Mo CD	0.90%	$100,000	Compare
60 Mo CD	1.05%	$10,000	Compare
60 Mo CD	1.05%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.30%	$2,500	Compare
Money Market	0.35%	$10,000	Compare
Money Market	0.40%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.15%	$2,500

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 13955
Date Established	1934
Assets	$ 214.07 million
Loans	$ 110.87 million
Deposits	$ 181.13 million
Capital	$ 29.32 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 66.84 million
Interest-bearing balances	$ 63.46 million
Total securities	$ 23.33 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 110.87 million
Loan loss allowance	$ 2.83 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 0.19 million
Goodwill and other intangibles	N.A.
All other assets	$ 5.20 million
Total Assets	$ 184.74 million

LIABILITIES
Total deposits	$ 181.13 million
Interest-bearing deposits	$ 125.12 million
Deposits held in domestic offices	$ 181.13 million
% insured (estimated)"	81.77%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 0.10 million
Subordinated debt	N.A.
All other liabilities	$ 1.66 millionn
Total Liabilities	$ 184.74 million
Shareholders’ Equity	$ 29.32 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 15.63 million
Total Interest Expense	$ 2.57 million
Net interest income	$ 13.06 million
Provision for loan and lease losses	$ 0.16 million
Total non interest income	$ 2.60 million
Total non interest expense	$ 9.61 million
Pre-tax Net Operating Income	$ 3.27 million

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