Mega Bank is an FDIC insured institution headquartered at
245 W Valley Blvd, San Gabriel, CA 91776.
Deposit Rates -
August 17, 2026
SAVINGS RATES
APY
MIN
Savings
0.02% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.10% $10,000
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6 Mo CD
0.15% $100,000
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12 Mo CD
0.10% $10,000
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12 Mo CD
0.60% $100,000
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18 Mo CD
0.20% $10,000
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18 Mo CD
0.65% $100,000
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24 Mo CD
0.30% $10,000
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24 Mo CD
0.75% $100,000
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30 Mo CD
0.30% $10,000
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30 Mo CD
0.75% $100,000
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36 Mo CD
0.30% $10,000
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36 Mo CD
0.75% $100,000
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48 Mo CD
0.30% $10,000
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48 Mo CD
0.75% $100,000
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60 Mo CD
0.30% $10,000
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60 Mo CD
0.75% $100,000
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MM RATES
APY
MIN
Money Market
0.03% $2,500
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Money Market
0.03% $10,000
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Money Market
0.03% $25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.02% $1
Int Ckg
0.03% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 58401
Date Established
2008
Assets
$ 509.98 million
Loans
$ 414.36 million
Deposits
$ 432.91 million
Capital
$ 71.54 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 64.38 million
Interest-bearing balances
$ 55.47 million
Total securities
$ 8.36 million
Federal funds sold and reverse repurchase
$ 2.13 million
Net loans and leases
$ 414.36 million
Loan loss allowance
$ 5.18 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.86 million
Goodwill and other intangibles
$ 0.66 million
All other assets
$ 14.68 million
Total Assets $ 438.44 million
LIABILITIES
Total deposits
$ 432.91 million
Interest-bearing deposits
$ 407.64 million
Deposits held in domestic offices
$ 432.91 million
% insured (estimated)" 74.89%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 14.00 million
Subordinated debt
N.A.
All other liabilities
$ 1.81 millionn
Total Liabilities $ 438.44 million
Shareholders’ Equity $ 71.54 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 34.76 million
Total Interest Expense
$ 15.70 million
Net interest income
$ 19.06 million
Provision for loan and lease losses
$ 0.87 million
Total non interest income
$ 1.01 million
Total non interest expense
$ 12.21 million
Pre-tax Net Operating Income
$ 3.44 million
Customer Reviews for Mega Bank
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