Metropolitan Capital Bank & Trust


Metropolitan Capital Bank & Trust is an FDIC insured institution headquartered at 9 E Ontario St, Chicago, IL 60611.
It was founded in 2005 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - April 25, 2025

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57488
Date Established 2005
Assets $ 260.16 million
Loans $ 183.70 million
Deposits $ 218.03 million
Capital $ 15.98 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 11.33 million
Interest-bearing balances $ 9.38 million
Total securities $ 50.99 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 183.70 million
Loan loss allowance $ 3.72 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.37 million
Goodwill and other intangibles N.A.
All other assets $ 8.60 million
     Total Assets $ 244.19 million

LIABILITIES
Total deposits $ 218.03 million
      Interest-bearing deposits $ 167.10 million
      Deposits held in domestic offices $ 218.03 million
      % insured (estimated)" 80.44%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 5.00 million
Subordinated debt N.A.
All other liabilities $ 1.01 millionn
      Total Liabilities $ 244.19 million
      Shareholders’ Equity $ 15.98 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 23.13 million
Total Interest Expense $ 6.72 million
Net interest income $ 16.41 million
Provision for loan and lease losses $ 1.57 million
Total non interest income $ 0.42 million
Total non interest expense $ 14.56 million
Pre-tax Net Operating Income $ 1.13 million

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Branches

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Metropolitan Capital Bank & Trust Locations