Mid-Central National Bank is an FDIC insured institution headquartered at
520 Jefferson St S, Wadena, MN 56482.
It was founded in
1957 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 30943
Date Established
1957
Assets
$ 115.89 million
Loans
$ 89.03 million
Deposits
$ 93.97 million
Capital
$ 20.94 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 5.35 million
Interest-bearing balances
$ 4.34 million
Total securities
$ 13.92 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 89.03 million
Loan loss allowance
$ 0.68 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 4.71 million
All other assets
$ 1.78 million
Total Assets
$ 94.96 million
LIABILITIES
Total deposits
$ 93.97 million
Interest-bearing deposits
$ 82.76 million
Deposits held in domestic offices
$ 93.97 million
% insured (estimated)"
96.49%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 0.47 millionn
Total Liabilities
$ 94.96 million
Shareholders’ Equity
$ 20.94 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 6.49 million
Total Interest Expense
$ 0.98 million
Net interest income
$ 5.51 million
Provision for loan and lease losses
$ 0.20 million
Total non interest income
$ 0.72 million
Total non interest expense
$ 4.78 million
Pre-tax Net Operating Income
N.A.
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