Mid-Central National Bank
291270649
Mid-Central National Bank is an FDIC insured institution headquartered at
520 Jefferson St S, Wadena, MN 56482.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.10% $2,500
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CD RATES
APY
MIN
6 Mo CD
0.75% $10,000
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6 Mo CD
0.75% $100,000
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12 Mo CD
1.00% $10,000
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12 Mo CD
1.00% $100,000
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Special: 18 Mo CD
1.26% $500
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18 Mo CD
1.26% $10,000
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18 Mo CD
1.26% $100,000
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24 Mo CD
1.00% $10,000
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24 Mo CD
1.00% $100,000
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36 Mo CD
1.10% $10,000
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36 Mo CD
1.10% $100,000
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48 Mo CD
1.26% $10,000
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48 Mo CD
1.26% $100,000
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60 Mo CD
1.41% $10,000
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60 Mo CD
1.41% $100,000
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MM RATES
APY
MIN
Money Market
0.10% $2,500
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Money Market
0.15% $10,000
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Money Market
0.20% $25,000
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FIXED IRA RATES
APY
MIN
Special: 18 Mo FIRA
1.26% $500
INT CHECKING RATES
APY
MIN
Int Ckg
0.05% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 30943
Date Established
1957
Assets
$ 115.89 million
Loans
$ 89.03 million
Deposits
$ 93.97 million
Capital
$ 20.94 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 5.35 million
Interest-bearing balances
$ 4.34 million
Total securities
$ 13.92 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 89.03 million
Loan loss allowance
$ 0.68 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 4.71 million
All other assets
$ 1.78 million
Total Assets $ 94.96 million
LIABILITIES
Total deposits
$ 93.97 million
Interest-bearing deposits
$ 82.76 million
Deposits held in domestic offices
$ 93.97 million
% insured (estimated)" 96.49%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 0.47 millionn
Total Liabilities $ 94.96 million
Shareholders’ Equity $ 20.94 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 6.49 million
Total Interest Expense
$ 0.98 million
Net interest income
$ 5.51 million
Provision for loan and lease losses
$ 0.20 million
Total non interest income
$ 0.72 million
Total non interest expense
$ 4.78 million
Pre-tax Net Operating Income
N.A.
Customer Reviews for Mid-Central National Bank
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