Mid-Missouri Bank


Mid-Missouri Bank is an FDIC insured institution headquartered at 1615 E Independence St, Springfield, MO 65804.
It was founded in 1872 and has approximately $1 billion in assets. Customers can open an account at one of its 15 branches.

Deposit Rates - May 04, 2026

SAVINGS RATES APY MIN
Savings
0.03% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.30% $100,000 Compare
18 Mo CD
0.35% $10,000 Compare
18 Mo CD
0.35% $100,000 Compare
24 Mo CD
0.45% $10,000 Compare
24 Mo CD
0.45% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.60% $10,000 Compare
48 Mo CD
0.60% $100,000 Compare
60 Mo CD
0.75% $10,000 Compare
60 Mo CD
0.75% $100,000 Compare
MM RATES APY MIN
Money Market
0.03% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.10% $25,000 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15584
Date Established 1872
Assets $ 927.27 million
Loans $ 650.94 million
Deposits $ 826.90 million
Capital $ 95.78 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 96.04 million
Interest-bearing balances $ 84.63 million
Total securities $ 137.91 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 650.94 million
Loan loss allowance $ 7.68 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.24 million
Goodwill and other intangibles $ 0.27 million
All other assets $ 7.31 million
     Total Assets $ 831.49 million

LIABILITIES
Total deposits $ 826.90 million
      Interest-bearing deposits $ 815.52 million
      Deposits held in domestic offices $ 826.90 million
      % insured (estimated)" 78.17%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.21 millionn
      Total Liabilities $ 831.49 million
      Shareholders’ Equity $ 95.78 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 50.62 million
Total Interest Expense $ 11.58 million
Net interest income $ 39.04 million
Provision for loan and lease losses $ 1.20 million
Total non interest income $ 10.17 million
Total non interest expense $ 31.25 million
Pre-tax Net Operating Income $ 4.71 million

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Branches

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Mid-Missouri Bank Locations