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Midwest BankCentre

For information concerning Rising Bank, a division of Midwest BankCentre online bank, please click here .

ACH Number: 81000524

Midwest BankCentre is an FDIC insured institution headquartered at 2191 Lemay Ferry Rd, Lemay, MO 63125.
It was founded in 1906 and has approximately $3 billion in assets. Customers can open an account at one of its 25 branches.

Deposit Rates - July 30, 2026

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.55% $10,000 Compare
36 Mo CD
0.55% $100,000 Compare
48 Mo CD
0.55% $10,000 Compare
48 Mo CD
0.55% $100,000 Compare
60 Mo CD
0.75% $10,000 Compare
60 Mo CD
0.75% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $1
Int Ckg
0.10% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1058
Date Established 1906
Assets $ 2.98 billion
Loans $ 2.38 billion
Deposits $ 2.46 billion
Capital $ 369.05 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 77.44 million
Interest-bearing balances $ 57.98 million
Total securities $ 319.38 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 2.38 billion
Loan loss allowance $ 31.12 million
Trading account assets $ 2.94 million
Bank premises and fixed assets N.A.
Other real estate owned $ 0.62 million
Goodwill and other intangibles $ 18.06 million
All other assets $ 125.81 million
     Total Assets $ 2.61 billion

LIABILITIES
Total deposits $ 2.46 billion
      Interest-bearing deposits $ 2.36 billion
      Deposits held in domestic offices $ 2.46 billion
      % insured (estimated)" 73.82%
Federal funds purchased and repurchase agreements $ 15.16 million
Trading liabilities $ 2.94 million
Other borrowed funds $ 145.00 million
Subordinated debt N.A.
All other liabilities $ 24.54 millionn
      Total Liabilities $ 2.61 billion
      Shareholders’ Equity $ 369.05 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 158.48 million
Total Interest Expense $ 59.78 million
Net interest income $ 98.70 million
Provision for loan and lease losses $ 6.71 million
Total non interest income $ 14.93 million
Total non interest expense $ 64.55 million
Pre-tax Net Operating Income $ 14.60 million

Customer Reviews for Midwest BankCentre (1)

Rated 4.00 stars out of 5 - based on 1 reviews

  • June 21, 2021 |

    This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides all the flexibility I need and gives a slightly higher rate. Phone support was excellent and works around some quirks in an imperfect website.

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