Rising Bank, a division of Midwest BankCentre
For information concerning Midwest BankCentre parent bank, please click here .
Online Rates - December 13, 2025
Your current location is: New York City, NY
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
3.75% | $1,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.65% | $1,000 | Compare |
|
12 Mo CD
|
3.55% | $1,000 | Compare |
|
15 Mo CD
|
3.10% | $1,000 | Compare |
|
18 Mo CD
|
3.05% | $5,000 | Compare |
|
24 Mo CD
|
3.00% | $1,000 | Compare |
|
24 Mo CD
|
3.25% | $100,000 | Compare |
|
26 Mo CD
|
3.15% | $10,000 | Compare |
|
36 Mo CD
|
2.55% | $1,000 | Compare |
|
36 Mo CD
|
2.50% | $25,000 | Compare |
|
60 Mo CD
|
3.85% | $1,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.30% | $1,000 |
Money that you deposit is held by Midwest BankCentre. Midwest BankCentre is an FDIC insured institution founded in 1906. It has approximately $2.97 billion in assets.
Overview 2025
General Information of the Parent Bank
| FDIC Insured | Yes |
| Insured Parent Bank | Midwest BankCentre |
| FDIC Certificate | # 1058 |
| Date Established | 1906 |
| Assets | $2.97 billion |
| Loans | $2.37 billion |
| Deposits | $2.49 billion |
| Capital | $0.34 billion |
Customer Reviews for Rising Bank, a division of Midwest BankCentre (1)
Rated 4.00 stars out of 5 - based on 1 reviews
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSOnline Bank-$50,000N.A.3.75%16.59x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
Great
June 21, 2021 |
This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides all the flexibility I need and gives a slightly higher rate. Phone support was excellent and works around some quirks in an imperfect website.
Review on the Parent Bank