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Miners Exchange Bank

Miners Exchange Bank is an FDIC insured institution headquartered at 483 Front St W, Coeburn, VA 24230.
It was founded in 1982 and has approximately $0 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - August 22, 2026

SAVINGS RATES	APY	MIN
Savings	0.10%	$1	Compare

CD RATES	APY	MIN
6 Mo CD	0.40%	$1,000	Compare
12 Mo CD	0.50%	$1,000	Compare
24 Mo CD	0.90%	$500	Compare
30 Mo CD	0.95%	$500	Compare
60 Mo CD	1.10%	$500	Compare

MM RATES	APY	MIN
Money Market	0.15%	$2,500	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.05%	$1

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 23989
Date Established	1982
Assets	$ 95.16 million
Loans	$ 57.72 million
Deposits	$ 82.20 million
Capital	$ 11.26 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 6.22 million
Interest-bearing balances	$ 1.01 million
Total securities	$ 18.07 million
Federal funds sold and reverse repurchase	$ 8.11 million
Net loans and leases	$ 57.72 million
Loan loss allowance	$ 0.60 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 0.34 million
Goodwill and other intangibles	N.A.
All other assets	$ 2.96 million
Total Assets	$ 83.89 million

LIABILITIES
Total deposits	$ 82.20 million
Interest-bearing deposits	$ 38.65 million
Deposits held in domestic offices	$ 82.20 million
% insured (estimated)"	90.18%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 1.61 millionn
Total Liabilities	$ 83.89 million
Shareholders’ Equity	$ 11.26 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 5.03 million
Total Interest Expense	$ 0.80 million
Net interest income	$ 4.23 million
Provision for loan and lease losses	$ 0.02 million
Total non interest income	$ 0.60 million
Total non interest expense	$ 4.52 million
Pre-tax Net Operating Income	$ 0.14 million

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Branches

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