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Miners Exchange Bank


Miners Exchange Bank is an FDIC insured institution headquartered at 483 Front St W, Coeburn, VA 24230.
It was founded in 1982 and has approximately $0 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - July 08, 2026

SAVINGS RATES APY MIN
Savings
0.10% $1 Compare
CD RATES APY MIN
6 Mo CD
0.40% $1,000 Compare
12 Mo CD
0.50% $1,000 Compare
24 Mo CD
0.90% $500 Compare
30 Mo CD
0.95% $500 Compare
60 Mo CD
1.10% $500 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $1




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 23989
Date Established 1982
Assets $ 95.16 million
Loans $ 57.72 million
Deposits $ 82.20 million
Capital $ 11.26 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 6.22 million
Interest-bearing balances $ 1.01 million
Total securities $ 18.07 million
Federal funds sold and reverse repurchase $ 8.11 million
Net loans and leases $ 57.72 million
Loan loss allowance $ 0.60 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.34 million
Goodwill and other intangibles N.A.
All other assets $ 2.96 million
     Total Assets $ 83.89 million

LIABILITIES
Total deposits $ 82.20 million
      Interest-bearing deposits $ 38.65 million
      Deposits held in domestic offices $ 82.20 million
      % insured (estimated)" 90.18%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.61 millionn
      Total Liabilities $ 83.89 million
      Shareholders’ Equity $ 11.26 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 5.03 million
Total Interest Expense $ 0.80 million
Net interest income $ 4.23 million
Provision for loan and lease losses $ 0.02 million
Total non interest income $ 0.60 million
Total non interest expense $ 4.52 million
Pre-tax Net Operating Income $ 0.14 million

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