MVB Bank, Inc is an FDIC insured institution headquartered at
301 Virginia Ave, Fairmont, WV 26554.
Deposit Rates -
August 21, 2026
SAVINGS RATES
APY
MIN
Savings
0.01% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.20% $10,000
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6 Mo CD
0.20% $100,000
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12 Mo CD
0.20% $10,000
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12 Mo CD
0.25% $10,000
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12 Mo CD
0.20% $100,000
Compare
12 Mo CD
0.25% $100,000
Compare
18 Mo CD
0.25% $10,000
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18 Mo CD
0.25% $100,000
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24 Mo CD
0.25% $10,000
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24 Mo CD
0.40% $10,000
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24 Mo CD
0.25% $100,000
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24 Mo CD
0.40% $100,000
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30 Mo CD
0.40% $10,000
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30 Mo CD
0.40% $100,000
Compare
36 Mo CD
0.40% $10,000
Compare
36 Mo CD
0.50% $10,000
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36 Mo CD
0.40% $100,000
Compare
36 Mo CD
0.50% $100,000
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48 Mo CD
0.50% $10,000
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48 Mo CD
0.75% $10,000
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48 Mo CD
0.50% $100,000
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48 Mo CD
0.75% $100,000
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60 Mo CD
0.75% $10,000
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60 Mo CD
0.75% $100,000
Compare
MM RATES
APY
MIN
Money Market
0.20% $2,500
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Money Market
0.01% $10,000
Compare
Money Market
0.25% $10,000
Compare
Money Market
0.01% $25,000
Compare
Money Market
0.25% $25,000
Compare
PREMM RATES
APY
MIN
Premium Money Market
0.25% $10,000
Compare
Premium Money Market
0.25% $25,000
Compare
VARIABLE IRA RATES
APY
MIN
Var IRA
0.01% $1
INT CHECKING RATES
APY
MIN
Int Ckg
0.01% $1
Int Ckg
0.10% $1
Int Ckg
0.01% $2,500
Int Ckg
0.10% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 34603
Date Established
1999
Assets
$ 3.27 billion
Loans
$ 2.32 billion
Deposits
$ 2.85 billion
Capital
$ 351.09 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 244.13 million
Interest-bearing balances
$ 214.51 million
Total securities
$ 416.67 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 2.32 billion
Loan loss allowance
$ 21.83 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.58 million
Goodwill and other intangibles
$ 2.25 million
All other assets
$ 192.04 million
Total Assets $ 2.92 billion
LIABILITIES
Total deposits
$ 2.85 billion
Interest-bearing deposits
$ 1,697.36 million
Deposits held in domestic offices
$ 2.85 billion
% insured (estimated)" 57.06%
Federal funds purchased and repurchase agreements
$ 3.34 million
Trading liabilities
N.A.
Other borrowed funds
$ 0.03 million
Subordinated debt
N.A.
All other liabilities
$ 31.20 millionn
Total Liabilities $ 2.92 billion
Shareholders’ Equity $ 351.09 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 175.32 million
Total Interest Expense
$ 64.62 million
Net interest income
$ 110.70 million
Provision for loan and lease losses
$ 7.74 million
Total non interest income
$ 56.28 million
Total non interest expense
$ 99.08 million
Pre-tax Net Operating Income
$ 15.10 million
Customer Reviews for MVB Bank, Inc
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