Needham Bank
Needham Bank is an FDIC insured institution headquartered at
1063 Great Plain Ave, Needham, MA 02492.
It was founded in
1892 and has approximately $5 billion in assets. Customers can open an account at one of its 10 branches.
Deposit Rates - November 07, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.05% | $10 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
4.25% | $1,000 | Compare |
|
6 Mo CD
|
4.25% | $1,000 | Compare |
|
7 Mo CD
|
4.00% | $1,000 | Compare |
|
9 Mo CD
|
4.50% | $1,000 | Compare |
|
12 Mo CD
|
4.00% | $1,000 | Compare |
|
18 Mo CD
|
3.65% | $1,000 | Compare |
|
24 Mo CD
|
3.40% | $1,000 | Compare |
|
36 Mo CD
|
3.50% | $1,000 | Compare |
|
48 Mo CD
|
3.25% | $1,000 | Compare |
|
60 Mo CD
|
3.25% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.15% | $25,000 | Compare |
|
Money Market
|
4.00% | $50,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.30% | $100,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $0 |
Loan Rates - November 07, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Jumbo
|
6.29% | $2,021.57 |
|
7 Year Adjustable Jumbo
|
6.30% | $2,094.27 |
|
10 Year Fixed Jumbo
|
6.22% | $3,527.96 |
|
20 Year Fixed Jumbo
|
6.38% | $2,315.72 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Jumbo
|
6.29% | $2,021.57 |
|
7 Year Adjustable Jumbo
|
6.30% | $2,094.27 |
|
10 Year Fixed Jumbo
|
6.22% | $3,527.96 |
|
20 Year Fixed Jumbo
|
6.38% | $2,315.72 |
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 26483 |
| Date Established | 1892 |
| Assets | $ 5.13 billion |
| Loans | $ 4.50 billion |
| Deposits | $ 4.28 billion |
| Capital | $ 633.72 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 166.16 million |
| Interest-bearing balances | $ 90.57 million |
| Total securities | $ 235.41 million |
| Federal funds sold and reverse repurchase | $ 3.40 million |
| Net loans and leases | $ 4.50 billion |
| Loan loss allowance | $ 42.60 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 2.99 million |
| All other assets | $ 124.00 million |
| Total Assets | $ 4.49 billion |
| LIABILITIES | |
| Total deposits | $ 4.28 billion |
| Interest-bearing deposits | $ 3.62 billion |
| Deposits held in domestic offices | $ 4.28 billion |
| % insured (estimated)" | 71.98% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 0.43 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 43.43 millionn |
| Total Liabilities | $ 4.49 billion |
| Shareholders’ Equity | $ 633.72 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 154.03 million |
| Total Interest Expense | $ 67.89 million |
| Net interest income | $ 86.13 million |
| Provision for loan and lease losses | $ 4.32 million |
| Total non interest income | $ 8.04 million |
| Total non interest expense | $ 56.78 million |
| Pre-tax Net Operating Income | $ 14.59 million |
Customer Reviews for Needham Bank
Branches
Click on location and enter new zip number to change."
Your current location is: Seattle, WA
There are currently no comments for Needham Bank. Be the first to share your experience. Please provide comments that will help others.