Banks | Ocean Bank
Language
resources/views/banks/institution.blade.php

Ocean Bank


ACH Number: 66011392

Ocean Bank is an FDIC insured institution headquartered at 780 Nw 42nd Ave, Miami, FL 33126.
It was founded in 1982 and has approximately $7 billion in assets. Customers can open an account at one of its 22 branches.

Deposit Rates - April 30, 2026





Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 24156
Date Established 1982
Assets $ 7.44 billion
Loans $ 5.89 billion
Deposits $ 6.27 billion
Capital $ 697.39 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 201.63 million
Interest-bearing balances $ 167.50 million
Total securities $ 991.40 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 5.89 billion
Loan loss allowance $ 83.84 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.19 million
Goodwill and other intangibles $ 1.02 million
All other assets $ 171.38 million
     Total Assets $ 6.74 billion

LIABILITIES
Total deposits $ 6.27 billion
      Interest-bearing deposits $ 4.54 billion
      Deposits held in domestic offices $ 6.27 billion
      % insured (estimated)" 56.91%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 29.94 millionn
      Total Liabilities $ 6.74 billion
      Shareholders’ Equity $ 697.39 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 397.13 million
Total Interest Expense $ 163.45 million
Net interest income $ 233.68 million
Provision for loan and lease losses $ 9.77 million
Total non interest income $ 32.72 million
Total non interest expense $ 170.07 million
Pre-tax Net Operating Income $ 32.67 million

Customer Reviews for Ocean Bank

There are currently no comments for Ocean Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change."
Your current location is: Phoenix, AZ

Ocean Bank Locations

Other Banks to Consider