Opportunity Bank of Montana
Opportunity Bank of Montana is an FDIC insured institution headquartered at
1400 Prospect Ave, Helena, MT 59601.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.05% $2,500
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CD RATES
APY
MIN
6 Mo CD
0.20% $10,000
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6 Mo CD
0.20% $100,000
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Special: 7 Mo CD
0.30% $500
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12 Mo CD
0.30% $10,000
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12 Mo CD
0.30% $100,000
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Special: 13 Mo CD
0.45% $500
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18 Mo CD
0.30% $10,000
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18 Mo CD
0.30% $100,000
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24 Mo CD
0.50% $10,000
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24 Mo CD
0.50% $100,000
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30 Mo CD
0.50% $10,000
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30 Mo CD
0.50% $100,000
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36 Mo CD
0.60% $10,000
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36 Mo CD
0.60% $100,000
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48 Mo CD
0.70% $10,000
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48 Mo CD
0.70% $100,000
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60 Mo CD
0.80% $10,000
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60 Mo CD
0.80% $100,000
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MM RATES
APY
MIN
Money Market
0.03% $2,500
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Money Market
0.05% $10,000
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Money Market
0.06% $25,000
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INT CHECKING RATES
APY
MIN
Int Ckg
0.03% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 30182
Date Established
1922
Assets
$ 2.10 billion
Loans
$ 1,509.10 million
Deposits
$ 1,807.26 million
Capital
$ 245.32 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 62.98 million
Interest-bearing balances
$ 38.84 million
Total securities
$ 281.23 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 1,509.10 million
Loan loss allowance
$ 17.37 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.09 million
Goodwill and other intangibles
$ 52.26 million
All other assets
$ 76.61 million
Total Assets $ 1,858.33 million
LIABILITIES
Total deposits
$ 1,807.26 million
Interest-bearing deposits
$ 1,347.45 million
Deposits held in domestic offices
$ 1,807.26 million
% insured (estimated)" 80.45%
Federal funds purchased and repurchase agreements
$ 0.11 million
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 17.74 millionn
Total Liabilities $ 1,858.33 million
Shareholders’ Equity $ 245.32 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 109.01 million
Total Interest Expense
$ 32.69 million
Net interest income
$ 76.32 million
Provision for loan and lease losses
$ 1.18 million
Total non interest income
$ 17.90 million
Total non interest expense
$ 70.40 million
Pre-tax Net Operating Income
$ 9.03 million
Customer Reviews for Opportunity Bank of Montana
Branches
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Opportunity Bank of Montana Locations
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