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Opus Bank


Opus Bank is an FDIC insured institution headquartered at 19900 Macarthur Blvd., 12th Floor, Irvine, CA 92612.
It was founded in 1993 and has approximately $8 billion in assets. Customers can open an account at one of its 55 branches.

Deposit Rates - July 12, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.50% $10,000 Compare
18 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.10% $25,000 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 33806
Date Established 1993
Assets $ 7.99 billion
Loans $ 5.94 billion
Deposits $ 6.71 billion
Capital $ 1,006.30 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 798.78 million
Interest-bearing balances $ 767.97 million
Total securities $ 991.40 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 5.94 billion
Loan loss allowance $ 51.42 million
Trading account assets $ 3.70 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 268.54 million
All other assets $ 332.60 million
     Total Assets $ 7.38 billion

LIABILITIES
Total deposits $ 6.71 billion
      Interest-bearing deposits $ 5.87 billion
      Deposits held in domestic offices $ 6.71 billion
      % insured (estimated)" 48.66%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities $ 4.00 million
Other borrowed funds $ 450.00 million
Subordinated debt $ 133.34 million
All other liabilities $ 76.77 millionn
      Total Liabilities $ 7.38 billion
      Shareholders’ Equity $ 615.51 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 69.22 million
Total Interest Expense $ 17.82 million
Net interest income $ 51.40 million
Provision for loan and lease losses $ 7.56 million
Total non interest income $ 13.37 million
Total non interest expense $ 138.84 million
Pre-tax Net Operating Income N.A.

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