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Oregon Pacific Banking Company dba Oregon Pacific Bank is an FDIC insured institution headquartered at
1355 Highway 101, Florence, OR 97439.
It was founded in
1979 and has approximately $1 billion in assets. Customers can open an account at one of its 7 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.03% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.08% | $10,000 | Compare |
|
6 Mo CD
|
0.15% | $100,000 | Compare |
|
12 Mo CD
|
0.15% | $10,000 | Compare |
|
12 Mo CD
|
0.25% | $100,000 | Compare |
|
18 Mo CD
|
0.20% | $10,000 | Compare |
|
18 Mo CD
|
0.35% | $100,000 | Compare |
|
30 Mo CD
|
0.40% | $10,000 | Compare |
|
30 Mo CD
|
0.50% | $100,000 | Compare |
|
48 Mo CD
|
0.60% | $10,000 | Compare |
|
48 Mo CD
|
0.70% | $100,000 | Compare |
|
60 Mo CD
|
0.70% | $10,000 | Compare |
|
60 Mo CD
|
0.80% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
0.07% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.01% | $1 |
|
Int Ckg
|
0.01% | $2,500 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
District Lending NMLS ID: 598623 / Updated 2026-06-23 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
| Cash in with a HELOC | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-06-28 |
Unlock Your Home's Potential | $0 |
District Lending NMLS ID: 598623 / Updated 2026-06-28 |
Work with a human | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-06-28 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-28 |
Use Home Equity to get cash you need | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
District Lending NMLS ID: 1835285 |
5.936% |
$1,868
Fees & Points
$6,499 Total
0.625 Pts ($2,000) $4,499 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.030% |
$1,893
Fees & Points
$5,514 Total
0.625 Pts ($2,000) $3,515 Fees |
| 6.058% |
$1,919
Fees & Points
$2,105 Total
0.625 Pts ($2,000) $105 Fees |
| 6.201% |
$1,945
Fees & Points
$2,582 Total
0.807 Pts ($2,582) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.213% |
$1,945
Fees & Points
$2,995 Total
0.936 Pts ($2,995) $0 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.244% |
$1,919
Fees & Points
$8,422 Total
0.507 Pts ($1,622) $6,800 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.265% |
$1,945
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.320% |
$1,971
Fees & Points
$2,365 Total
0.739 Pts ($2,365) $0 Fees |
Loansteady NMLS ID: 1701910 |
6.419% |
$1,997
Fees & Points
$1,495 Total
0.000 Pts ($0) $1,495 Fees |
Filo Mortgage, L.L.C. NMLS ID: 1928741 |
6.459% |
$1,997
Fees & Points
$2,813 Total
0.879 Pts ($2,813) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 23007 |
| Date Established | 1979 |
| Assets | $ 811.85 million |
| Loans | $ 591.40 million |
| Deposits | $ 709.04 million |
| Capital | $ 87.54 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 28.39 million |
| Interest-bearing balances | $ 16.66 million |
| Total securities | $ 155.16 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 591.40 million |
| Loan loss allowance | $ 8.24 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.16 million |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 19.60 million |
| Total Assets | $ 724.30 million |
| LIABILITIES | |
| Total deposits | $ 709.04 million |
| Interest-bearing deposits | $ 546.77 million |
| Deposits held in domestic offices | $ 709.04 million |
| % insured (estimated)" | 72.56% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 5.57 millionn |
| Total Liabilities | $ 724.30 million |
| Shareholders’ Equity | $ 87.54 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 40.08 million |
| Total Interest Expense | $ 9.54 million |
| Net interest income | $ 30.54 million |
| Provision for loan and lease losses | $ 1.12 million |
| Total non interest income | $ 8.71 million |
| Total non interest expense | $ 25.74 million |
| Pre-tax Net Operating Income | $ 4.91 million |
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