Prism Bank is an FDIC insured institution headquartered at
2610 S Division St, Guthrie, OK 73044.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.20% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.35% $10,000
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6 Mo CD
0.35% $100,000
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Special: 11 Mo CD
1.01% $1,000
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12 Mo CD
0.60% $10,000
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12 Mo CD
0.60% $100,000
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24 Mo CD
0.60% $10,000
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24 Mo CD
0.60% $100,000
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36 Mo CD
0.65% $10,000
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36 Mo CD
0.65% $100,000
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48 Mo CD
0.70% $10,000
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48 Mo CD
0.70% $100,000
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60 Mo CD
0.85% $10,000
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60 Mo CD
0.85% $100,000
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MM RATES
APY
MIN
Money Market
0.20% $2,500
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Money Market
0.20% $10,000
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Money Market
0.40% $25,000
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INT CHECKING RATES
APY
MIN
Int Ckg
0.05% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 5994
Date Established
1909
Assets
$ 645.33 million
Loans
$ 545.20 million
Deposits
$ 575.36 million
Capital
$ 58.36 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 50.07 million
Interest-bearing balances
$ 44.56 million
Total securities
$ 36.71 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 545.20 million
Loan loss allowance
$ 6.08 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 2.34 million
All other assets
$ 4.64 million
Total Assets $ 586.98 million
LIABILITIES
Total deposits
$ 575.36 million
Interest-bearing deposits
$ 488.73 million
Deposits held in domestic offices
$ 575.36 million
% insured (estimated)" 69.39%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 8.14 million
Subordinated debt
N.A.
All other liabilities
$ 0.62 millionn
Total Liabilities $ 586.98 million
Shareholders’ Equity $ 58.36 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 35.74 million
Total Interest Expense
$ 15.94 million
Net interest income
$ 19.80 million
Provision for loan and lease losses
$ 2.31 million
Total non interest income
$ 2.02 million
Total non interest expense
$ 12.20 million
Pre-tax Net Operating Income
$ 1.13 million
Customer Reviews for Prism Bank
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