Peoples Trust Bank of Hamilton, Alabama
Peoples Trust Bank of Hamilton, Alabama is an FDIC insured institution headquartered at
1281 Military St S, Hamilton, AL 35570.
It was founded in
2004 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.
Deposit Rates - December 18, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.34% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.30% | $10,000 | Compare |
|
6 Mo CD
|
0.30% | $100,000 | Compare |
|
Special: 11 Mo CD
|
0.60% | $500 | Compare |
|
12 Mo CD
|
0.50% | $10,000 | Compare |
|
12 Mo CD
|
0.50% | $100,000 | Compare |
|
24 Mo CD
|
0.75% | $10,000 | Compare |
|
24 Mo CD
|
0.75% | $100,000 | Compare |
|
36 Mo CD
|
0.95% | $10,000 | Compare |
|
36 Mo CD
|
0.95% | $100,000 | Compare |
|
48 Mo CD
|
1.05% | $10,000 | Compare |
|
48 Mo CD
|
1.05% | $100,000 | Compare |
|
60 Mo CD
|
1.15% | $10,000 | Compare |
|
60 Mo CD
|
1.15% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.25% | $2,500 | Compare |
|
Money Market
|
0.30% | $10,000 | Compare |
|
Money Market
|
0.35% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.34% | $2,500 |
Featured Home Equity Rates
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$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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1.000 Pts ($3,200)
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Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 57569 |
| Date Established | 2004 |
| Assets | $ 194.53 million |
| Loans | $ 132.54 million |
| Deposits | $ 172.91 million |
| Capital | $ 19.05 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 8.01 million |
| Interest-bearing balances | $ 1.14 million |
| Total securities | $ 22.89 million |
| Federal funds sold and reverse repurchase | $ 22.67 million |
| Net loans and leases | $ 132.54 million |
| Loan loss allowance | $ 2.23 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 0.49 million |
| All other assets | $ 4.06 million |
| Total Assets | $ 175.48 million |
| LIABILITIES | |
| Total deposits | $ 172.91 million |
| Interest-bearing deposits | $ 140.76 million |
| Deposits held in domestic offices | $ 172.91 million |
| % insured (estimated)" | 78.24% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 1.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 0.32 millionn |
| Total Liabilities | $ 175.48 million |
| Shareholders’ Equity | $ 19.05 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 5.60 million |
| Total Interest Expense | $ 2.39 million |
| Net interest income | $ 3.21 million |
| Provision for loan and lease losses | $ 0.25 million |
| Total non interest income | $ 0.46 million |
| Total non interest expense | $ 2.18 million |
| Pre-tax Net Operating Income | $ 1.06 million |
Customer Reviews for Peoples Trust Bank of Hamilton, Alabama
Branches
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Peoples Trust Bank of Hamilton, Alabama Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBankALABAMA$50,000N.A.0.34%1.50x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.34%Annual
InterestAnnual Interest
(After Tax)1 50,000 170 119 2 50,170 171 119 3 50,341 171 120 4 50,512 172 120 5 50,683 172 121 6 50,856 173 121 7 51,029 173 121 8 51,202 174 122 9 51,376 175 122 10 51,551 175 123 11 51,726 176 123 12 51,902 176 124 13 52,079 177 124 14 52,256 178 124 15 52,433 178 125 16 52,612 179 125 17 52,790 179 126 18 52,970 180 126 19 53,150 181 126 20 53,331 181 127 TOTAL $3,512 $2,458 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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