Banks | Pioneer Bank & Trust
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Pioneer Bank & Trust


Pioneer Bank & Trust is an FDIC insured institution headquartered at 700 State St, Belle Fourche, SD 57717.
It was founded in 1937 and has approximately $1 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - April 10, 2026

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.10% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.35% $10,000 Compare
12 Mo CD
0.48% $100,000 Compare
24 Mo CD
0.45% $10,000 Compare
24 Mo CD
0.55% $100,000 Compare
36 Mo CD
0.55% $10,000 Compare
36 Mo CD
0.65% $100,000 Compare
MM RATES APY MIN
Money Market
0.08% $2,500 Compare
Money Market
0.08% $10,000 Compare
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.03% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15562
Date Established 1937
Assets $ 1,014.79 million
Loans $ 531.12 million
Deposits $ 906.00 million
Capital $ 98.44 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 84.28 million
Interest-bearing balances $ 76.49 million
Total securities $ 351.69 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 531.12 million
Loan loss allowance $ 5.88 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 29.16 million
     Total Assets $ 916.35 million

LIABILITIES
Total deposits $ 906.00 million
      Interest-bearing deposits $ 679.49 million
      Deposits held in domestic offices $ 906.00 million
      % insured (estimated)" 62.42%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 5.42 millionn
      Total Liabilities $ 916.35 million
      Shareholders’ Equity $ 98.44 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 47.23 million
Total Interest Expense $ 13.55 million
Net interest income $ 33.68 million
Provision for loan and lease losses $ 0.46 million
Total non interest income $ 6.78 million
Total non interest expense $ 22.57 million
Pre-tax Net Operating Income $ 5.90 million

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Pioneer Bank & Trust Locations

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