ACH Number: 121138288
Plumas Bank is an FDIC insured institution headquartered at
336 Main St, Quincy, CA 95971.
It was founded in
1980 and has approximately $2 billion in assets. Customers can open an account at one of its 13 branches.
Deposit Rates -
August 21, 2026
SAVINGS RATES
APY
MIN
Savings
0.08%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.15%
$10,000
Compare
6 Mo CD
0.20%
$100,000
Compare
12 Mo CD
0.20%
$10,000
Compare
12 Mo CD
0.25%
$100,000
Compare
18 Mo CD
0.20%
$10,000
Compare
18 Mo CD
0.25%
$100,000
Compare
24 Mo CD
0.35%
$10,000
Compare
24 Mo CD
0.45%
$100,000
Compare
30 Mo CD
0.35%
$10,000
Compare
30 Mo CD
0.45%
$100,000
Compare
36 Mo CD
0.55%
$10,000
Compare
36 Mo CD
0.65%
$100,000
Compare
48 Mo CD
0.65%
$10,000
Compare
48 Mo CD
0.75%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.03%
$2,500
Compare
Money Market
0.03%
$10,000
Compare
Money Market
0.05%
$25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.03%
$2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 23275
Date Established
1980
Assets
$ 2.24 billion
Loans
$ 1,495.83 million
Deposits
$ 1,819.01 million
Capital
$ 272.90 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 80.62 million
Interest-bearing balances
$ 45.90 million
Total securities
$ 476.60 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 1,495.83 million
Loan loss allowance
$ 19.96 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.23 million
Goodwill and other intangibles
$ 36.48 million
All other assets
$ 47.18 million
Total Assets
$ 1,965.46 million
LIABILITIES
Total deposits
$ 1,819.01 million
Interest-bearing deposits
$ 960.62 million
Deposits held in domestic offices
$ 1,819.01 million
% insured (estimated)"
60.43%
Federal funds purchased and repurchase agreements
$ 97.86 million
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 10.80 millionn
Total Liabilities
$ 1,965.46 million
Shareholders’ Equity
$ 272.90 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 102.47 million
Total Interest Expense
$ 12.87 million
Net interest income
$ 89.60 million
Provision for loan and lease losses
$ 6.85 million
Total non interest income
$ 15.51 million
Total non interest expense
$ 51.00 million
Pre-tax Net Operating Income
$ 15.77 million
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