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PNC Bank, National Association

For information concerning PNC Bank online bank, please click here .

Phone: 888 762 2265

ACH Number: 043000096

SWIFT Code: PNCCUS33XXX

PNC Bank, National Association is an FDIC insured institution headquartered at 222 Delaware Ave, Wilmington, DE 19801.
It was founded in 1804 and has approximately $564 billion in assets. Customers can open an account at one of its 2830 branches.

Deposit Rates - January 13, 2026

SAVINGS RATES APY MIN
SAV
0.01% $2,500 Compare
CD RATES APY MIN
3 Mo CD
0.03% $25,000 Compare
6 Mo CD
0.03% $25,000 Compare
9 Mo CD
0.05% $1,000 Compare
12 Mo CD
0.03% $25,000 Compare
13 Mo CD
2.00% $1,000 Compare
18 Mo CD
0.03% $25,000 Compare
19 Mo CD
2.10% $1,000 Compare
24 Mo CD
0.03% $25,000 Compare
25 Mo CD
2.20% $1,000 Compare
36 Mo CD
0.03% $25,000 Compare
37 Mo CD
2.40% $1,000 Compare
48 Mo CD
0.03% $25,000 Compare
60 Mo CD
0.03% $25,000 Compare
61 Mo CD
2.60% $1,000 Compare
MM RATES APY MIN
Money Market
0.04% $50,000 Compare
PREMM RATES APY MIN
Premium Money Market
0.05% $100,000 Compare
Premium Money Market
0.05% $1,000,000 Compare
VARIABLE IRA RATES APY MIN
9 Mo VIRA
0.05% $1,000
13 Mo VIRA
2.00% $1,000
17 Mo VIRA
2.10% $1,000
25 Mo VIRA
2.20% $1,000
37 Mo VIRA
2.40% $1,000
61 Mo VIRA
2.60% $1,000
INT CHECKING RATES APY MIN
INTCK
0.01% $100,000
INTCK
0.01% $1,000,000




Loan Rates - January 13, 2026

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
5 Year Adjustable Conforming
6.42% $1,867.43
7 Year Adjustable Conforming
5.78% $1,842.10
10 Year Adjustable Conforming
6.28% $1,867.43
15 Year Fixed Conforming
5.66% $2,593.49
15 Year Fixed Jumbo
5.92% $2,657.31
20 Year Fixed Conforming
6.11% $2,269.56
30 Year Fixed Conforming
6.20% $1,918.56
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
5 Year Adjustable Conforming
6.42% $1,867.43
7 Year Adjustable Conforming
5.78% $1,842.10
10 Year Adjustable Conforming
5.89% $1,892.92
15 Year Fixed Conforming
5.66% $2,593.49
15 Year Fixed Jumbo
5.92% $2,657.31
20 Year Fixed Conforming
6.11% $2,269.56
30 Year Fixed Conforming
6.20% $1,918.56
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
3.74% Varies
Compare with 0 RATE Line of Credit from PenFed Credit Union PenFed Credit Union
Compare with 6.24 RATE Line of Credit from Third Federal Savings and Loan Third Federal Savings and Loan
Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc Reliant Home Funding, Inc
Compare with 6.95 RATE Line of Credit from Figure Home Equity Figure Home Equity
Compare with 7 RATE Line of Credit from Four Leaf Federal Credit Union Four Leaf Federal Credit Union
Compare with 7.75 RATE Line of Credit from Farmers Bank of Kansas City Farmers Bank of Kansas City
10 Year Loan
3.59% $993.08
15 Year Loan
3.69% $724.25
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
3 Year
5.34% $753.09
4 Year
5.34% $579.59
5 Year
5.49% $477.41

Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 6384
Date Established 1804
Assets $ 563.95 billion
Loans $ 323.26 billion
Deposits $ 439.69 billion
Capital $ 57.92 billion

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 38.85 billion
Interest-bearing balances $ 33.30 billion
Total securities $ 142.16 billion
Federal funds sold and reverse repurchase $ 4.06 billion
Net loans and leases $ 323.26 billion
Loan loss allowance $ 4.48 billion
Trading account assets $ 5.04 billion
Bank premises and fixed assets N.A.
Other real estate owned $ 28.32 million
Goodwill and other intangibles $ 14.70 billion
All other assets $ 28.32 billion
     Total Assets $ 506.03 billion

LIABILITIES
Total deposits $ 439.69 billion
      Interest-bearing deposits $ 341.58 billion
      Deposits held in domestic offices $ 439.11 billion
      % insured (estimated)" 55.21%
Federal funds purchased and repurchase agreements $ 1,531.49 million
Trading liabilities $ 4.17 billion
Other borrowed funds $ 20.62 billion
Subordinated debt $ 2.50 billion
All other liabilities $ 10.35 billionn
      Total Liabilities $ 506.03 billion
      Shareholders’ Equity $ 57.92 billion

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 18.83 billion
Total Interest Expense $ 7.61 billion
Net interest income $ 11.21 billion
Provision for loan and lease losses $ 639.97 million
Total non interest income $ 5.69 billion
Total non interest expense $ 9.79 billion
Pre-tax Net Operating Income $ 3.38 billion

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Branches

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PNC Bank, National Association Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    PNC Bank, National Association
    Bank
    -
    $50,000
    N.A.
    0.01%
    0.04x (National Avg. - 0.23%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 5 4
    2 50,005 5 4
    3 50,010 5 4
    4 50,015 5 4
    5 50,020 5 4
    6 50,025 5 4
    7 50,030 5 4
    8 50,035 5 4
    9 50,040 5 4
    10 50,045 5 4
    11 50,050 5 4
    12 50,055 5 4
    13 50,060 5 4
    14 50,065 5 4
    15 50,070 5 4
    16 50,075 5 4
    17 50,080 5 4
    18 50,085 5 4
    19 50,090 5 4
    20 50,095 5 4
    TOTAL $100 $70
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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