Prime Alliance Bank
ACH Number: 124303081
Prime Alliance Bank is an FDIC insured institution headquartered at
1868 S 500 W, Woods Cross, UT 84010.
It was founded in
2004 and has approximately $1 billion in assets. Customers can open an account at one of its 1 branches.
It was founded in 2004 and has approximately $1 billion in assets. Customers can open an account at one of its 1 branches.
Deposit Rates - January 28, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.90% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.85% | $500 | Compare |
|
12 Mo CD
|
3.85% | $500 | Compare |
|
18 Mo CD
|
3.80% | $500 | Compare |
|
24 Mo CD
|
4.00% | $500 | Compare |
|
36 Mo CD
|
4.00% | $500 | Compare |
|
48 Mo CD
|
3.90% | $500 | Compare |
|
60 Mo CD
|
3.90% | $500 | Compare |
Featured Home Equity Rates
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Loans Amounts from $25,000 - $500,000. $0 -
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NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
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NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
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Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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Sponsored
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Reliant Home Funding, Inc.
NMLS ID: 2924735.739% $1,843 Fees & Points $4,027 Total
0.635 Pts ($2,032)
$1,995 Fees -
5.957% $1,893 Fees & Points $2,845 Total
0.578 Pts ($1,850)
$995 Fees -
PenFed Credit Union
NMLS ID: 4018226.002% $1,893 Fees & Points $4,395 Total
0.750 Pts ($2,400)
$1,995 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 57920 |
| Date Established | 2004 |
| Assets | $ 1,065.67 million |
| Loans | $ 838.80 million |
| Deposits | $ 968.78 million |
| Capital | $ 93.65 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 6.80 million |
| Interest-bearing balances | $ 2.90 million |
| Total securities | $ 159.67 million |
| Federal funds sold and reverse repurchase | $ 49.65 million |
| Net loans and leases | $ 838.80 million |
| Loan loss allowance | $ 31.66 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 7.61 million |
| Total Assets | $ 972.02 million |
| LIABILITIES | |
| Total deposits | $ 968.78 million |
| Interest-bearing deposits | $ 935.95 million |
| Deposits held in domestic offices | $ 968.78 million |
| % insured (estimated)" | 88.67% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 1.52 millionn |
| Total Liabilities | $ 972.02 million |
| Shareholders’ Equity | $ 93.65 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 57.79 million |
| Total Interest Expense | $ 25.81 million |
| Net interest income | $ 31.99 million |
| Provision for loan and lease losses | $ 9.38 million |
| Total non interest income | $ 0.04 million |
| Total non interest expense | $ 6.75 million |
| Pre-tax Net Operating Income | $ 6.99 million |
Customer Reviews for Prime Alliance Bank (4)
Rated 3.50 stars out of 5 - based on 4 reviews
Branches
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Prime Alliance Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSBank-$50,000N.A.3.90%17.41x (National Avg. - 0.22%)$0-SCENARIO
Year Rate
3.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,950 1,365 2 51,950 2,026 1,418 3 53,976 2,105 1,474 4 56,081 2,187 1,531 5 58,268 2,272 1,591 6 60,541 2,361 1,653 7 62,902 2,453 1,717 8 65,355 2,549 1,784 9 67,904 2,648 1,854 10 70,552 2,752 1,926 11 73,304 2,859 2,001 12 76,162 2,970 2,079 13 79,133 3,086 2,160 14 82,219 3,207 2,245 15 85,426 3,332 2,332 16 88,757 3,462 2,423 17 92,219 3,597 2,518 18 95,815 3,737 2,616 19 99,552 3,883 2,718 20 103,434 4,034 2,824 TOTAL $57,468 $40,228 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.74x (National Avg. - 0.22%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
howdoyoudo
July 18, 2022 |
And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah?
Joe L 23
October 30, 2021 |
This bank only pays interest quarterly. I am not sure what this means, other than that I need to remember to close the account whenever I do close it on Jan 1, April 1, July 1 or Oct 1. Not sure if there are other considerations, but it is unusual and makes me uncomfortable. No other issues so far.
turlow1978
October 16, 2021 |
They almost made this too easy to open.
JLawrence1
October 13, 2021 |
Easy opening and funding. Did not need to speak to anyone.