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Profinium, Inc.


Profinium, Inc. is an FDIC insured institution headquartered at 414 N 5th Ave E, Truman, MN 56088.
It was founded in 1916 and has approximately $1 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - December 12, 2025

SAVINGS RATES APY MIN
SAV
0.43% $0 Compare
SAV
0.53% $250,000 Compare
CD RATES APY MIN
6 Mo CD
5.05% $500 Compare
12 Mo CD
4.80% $500 Compare
18 Mo CD
4.06% $500 Compare
24 Mo CD
4.17% $500 Compare
36 Mo CD
2.52% $500 Compare
48 Mo CD
2.63% $500 Compare
60 Mo CD
2.73% $500 Compare

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1905
Date Established 1916
Assets $ 518.91 million
Loans $ 403.83 million
Deposits $ 441.77 million
Capital $ 43.26 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 18.70 million
Interest-bearing balances $ 13.79 million
Total securities $ 65.31 million
Federal funds sold and reverse repurchase $ 0.08 million
Net loans and leases $ 403.83 million
Loan loss allowance $ 5.31 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 3.82 million
All other assets $ 11.33 million
     Total Assets $ 475.66 million

LIABILITIES
Total deposits $ 441.77 million
      Interest-bearing deposits $ 364.52 million
      Deposits held in domestic offices $ 441.77 million
      % insured (estimated)" 76.54%
Federal funds purchased and repurchase agreements $ 0.02 million
Trading liabilities N.A.
Other borrowed funds $ 15.50 million
Subordinated debt N.A.
All other liabilities $ 1.15 millionn
      Total Liabilities $ 475.66 million
      Shareholders’ Equity $ 43.26 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 13.47 million
Total Interest Expense $ 5.73 million
Net interest income $ 7.74 million
Provision for loan and lease losses $ 0.04 million
Total non interest income $ 1.43 million
Total non interest expense $ 6.60 million
Pre-tax Net Operating Income $ 2.88 million

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Branches

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Your current location is: New York City, NY

Profinium, Inc. Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Profinium, Inc.
    Bank
    -
    $50,000
    N.A.
    0.43%
    1.90x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    0.43%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 215 151
    2 50,215 216 151
    3 50,431 217 152
    4 50,648 218 152
    5 50,866 219 153
    6 51,084 220 154
    7 51,304 221 154
    8 51,525 222 155
    9 51,746 223 156
    10 51,969 223 156
    11 52,192 224 157
    12 52,417 225 158
    13 52,642 226 158
    14 52,868 227 159
    15 53,096 228 160
    16 53,324 229 161
    17 53,553 230 161
    18 53,783 231 162
    19 54,015 232 163
    20 54,247 233 163
    TOTAL $4,480 $3,136
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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