Raymond James Bank
Phone: 800 718 2265
ACH Number: 063191749
SWIFT Code: RJASUS3FXXX
Raymond James Bank is an FDIC insured institution headquartered at
710 Carillon Pkwy, Saint Petersburg, FL 33716.
It was founded in
1994 and has approximately $43 billion in assets. Customers can open an account at one of its 1 branches.
Deposit Rates - January 26, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.12% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.85% | $5,000 | Compare |
|
12 Mo CD
|
3.75% | $5,000 | Compare |
|
18 Mo CD
|
3.60% | $5,000 | Compare |
|
24 Mo CD
|
3.75% | $5,000 | Compare |
|
36 Mo CD
|
3.75% | $5,000 | Compare |
|
48 Mo CD
|
3.85% | $5,000 | Compare |
|
60 Mo CD
|
3.85% | $5,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.12% | $5,000 | Compare |
Featured Home Equity Rates
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NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
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Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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NMLS ID: 2924735.747% $1,843 Fees & Points $4,315 Total
0.725 Pts ($2,320)
$1,995 Fees -
Farmers Bank of Kansas City
NMLS ID: 6138395.754% $1,843 Fees & Points $4,556 Total
0.834 Pts ($2,669)
$1,887 Fees -
5.961% $1,893 Fees & Points $2,973 Total
0.618 Pts ($1,978)
$995 Fees -
PenFed Credit Union
NMLS ID: 4018226.048% $1,893 Fees & Points $6,000 Total
0.875 Pts ($2,800)
$3,200 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 33893 |
| Date Established | 1994 |
| Assets | $ 42.86 billion |
| Loans | $ 35.05 billion |
| Deposits | $ 38.90 billion |
| Capital | $ 3.11 billion |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 2.32 billion |
| Interest-bearing balances | $ 2.31 billion |
| Total securities | $ 4.73 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 35.05 billion |
| Loan loss allowance | $ 387.32 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 1.23 million |
| Goodwill and other intangibles | $ 0.64 million |
| All other assets | $ 676.94 million |
| Total Assets | $ 39.75 billion |
| LIABILITIES | |
| Total deposits | $ 38.90 billion |
| Interest-bearing deposits | $ 37.92 billion |
| Deposits held in domestic offices | $ 38.90 billion |
| % insured (estimated)" | 91.69% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 850.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 409.81 millionn |
| Total Liabilities | $ 39.75 billion |
| Shareholders’ Equity | $ 3.11 billion |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 1,566.58 million |
| Total Interest Expense | $ 608.11 million |
| Net interest income | $ 958.48 million |
| Provision for loan and lease losses | $ 21.05 million |
| Total non interest income | $ 32.62 million |
| Total non interest expense | $ 368.31 million |
| Pre-tax Net Operating Income | $ 243.83 million |
Customer Reviews for Raymond James Bank
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Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.0.12%0.53x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.12%Annual
InterestAnnual Interest
(After Tax)1 50,000 60 42 2 50,060 60 42 3 50,120 60 42 4 50,180 60 42 5 50,240 60 42 6 50,301 60 42 7 50,361 60 42 8 50,422 61 42 9 50,482 61 42 10 50,543 61 42 11 50,603 61 43 12 50,664 61 43 13 50,725 61 43 14 50,786 61 43 15 50,847 61 43 16 50,908 61 43 17 50,969 61 43 18 51,030 61 43 19 51,091 61 43 20 51,152 61 43 TOTAL $1,214 $850 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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