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Red River State Bank


ACH Number: 91204682

Red River State Bank is an FDIC insured institution headquartered at 300 2nd Ave W, Halstad, MN 56548.
It was founded in 1934 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - August 24, 2026

SAVINGS RATES APY MIN
Savings
0.10% $10 Compare
CD RATES APY MIN
6 Mo CD
0.35% $1,000 Compare
12 Mo CD
0.55% $1,000 Compare
24 Mo CD
0.65% $1,000 Compare
36 Mo CD
0.80% $1,000 Compare
48 Mo CD
0.90% $1,000 Compare
60 Mo CD
1.00% $1,000 Compare
MM RATES APY MIN
Money Market
0.05% $1,000 Compare
Money Market
0.15% $1,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $1,000




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15820
Date Established 1934
Assets $ 120.36 million
Loans $ 103.72 million
Deposits $ 103.20 million
Capital $ 16.47 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 1.78 million
Interest-bearing balances N.A.
Total securities $ 3.32 million
Federal funds sold and reverse repurchase $ 9.13 million
Net loans and leases $ 103.72 million
Loan loss allowance $ 1.19 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.31 million
All other assets $ 1.63 million
     Total Assets $ 103.89 million

LIABILITIES
Total deposits $ 103.20 million
      Interest-bearing deposits $ 72.08 million
      Deposits held in domestic offices $ 103.20 million
      % insured (estimated)" 87.01%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.16 millionn
      Total Liabilities $ 103.89 million
      Shareholders’ Equity $ 16.47 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 6.80 million
Total Interest Expense $ 1.92 million
Net interest income $ 4.87 million
Provision for loan and lease losses $ 0.93 million
Total non interest income $ 0.12 million
Total non interest expense $ 3.30 million
Pre-tax Net Operating Income $ 1.74 million

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