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Renasant Bank is an FDIC insured institution headquartered at
209 Troy St, Tupelo, MS 38804.
It was founded in
1904 and has approximately $27 billion in assets. Customers can open an account at one of its 167 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.03% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
5 Mo CD
|
3.65% | $10,000 | Compare |
|
6 Mo CD
|
0.15% | $10,000 | Compare |
|
6 Mo CD
|
0.15% | $100,000 | Compare |
|
7 Mo CD
|
4.00% | $1,000 | Compare |
|
11 Mo CD
|
3.55% | $10,000 | Compare |
|
12 Mo CD
|
0.25% | $10,000 | Compare |
|
12 Mo CD
|
0.25% | $100,000 | Compare |
|
17 Mo CD
|
3.05% | $10,000 | Compare |
|
18 Mo CD
|
0.25% | $10,000 | Compare |
|
18 Mo CD
|
0.25% | $100,000 | Compare |
|
24 Mo CD
|
0.25% | $10,000 | Compare |
|
24 Mo CD
|
0.25% | $100,000 | Compare |
|
30 Mo CD
|
0.25% | $10,000 | Compare |
|
30 Mo CD
|
0.25% | $100,000 | Compare |
|
36 Mo CD
|
0.25% | $10,000 | Compare |
|
36 Mo CD
|
0.25% | $100,000 | Compare |
|
48 Mo CD
|
0.25% | $10,000 | Compare |
|
48 Mo CD
|
0.25% | $100,000 | Compare |
|
60 Mo CD
|
0.25% | $10,000 | Compare |
|
60 Mo CD
|
0.25% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.03% | $10,000 | Compare |
|
Money Market
|
0.03% | $25,000 | Compare |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
| Cash in with a HELOC | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-06-16 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-06-16 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-16 |
Home Equity Loans & Refinance – Cash out | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-06-16 |
Unlock Your Home's Potential | $0 |
| 5.936% |
$1,868
Fees & Points
$6,499 Total
0.875 Pts ($2,800) $3,699 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.064% |
$1,893
Fees & Points
$6,714 Total
1.000 Pts ($3,200) $3,515 Fees |
| 6.093% |
$1,919
Fees & Points
$3,305 Total
1.000 Pts ($3,200) $105 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.105% |
$1,919
Fees & Points
$3,759 Total
0.750 Pts ($2,400) $1,359 Fees |
Barrett Financial NMLS ID: 181106 |
6.151% |
$1,919
Fees & Points
$5,195 Total
0.750 Pts ($2,400) $2,795 Fees |
| 6.219% |
$1,945
Fees & Points
$3,296 Total
0.702 Pts ($2,246) $1,050 Fees |
Simply PMG NMLS ID: 133739 |
6.225% |
$1,945
Fees & Points
$3,426 Total
0.666 Pts ($2,131) $1,295 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.238% |
$1,945
Fees & Points
$3,955 Total
0.727 Pts ($2,326) $1,629 Fees |
Northpointe Bank NMLS ID: 447490 |
6.247% |
$1,945
Fees & Points
$4,166 Total
0.866 Pts ($2,771) $1,395 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.261% |
$1,919
Fees & Points
$9,011 Total
0.691 Pts ($2,211) $6,800 Fees |
Loansteady NMLS ID: 1701910 |
6.262% |
$1,945
Fees & Points
$4,695 Total
1.000 Pts ($3,200) $1,495 Fees |
| 6.307% |
$1,971
Fees & Points
$1,923 Total
0.601 Pts ($1,923) $0 Fees |
| 6.335% |
$1,971
Fees & Points
$3,121 Total
0.589 Pts ($1,885) $1,236 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.391% |
$1,971
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.454% |
$1,997
Fees & Points
$2,669 Total
0.834 Pts ($2,669) $0 Fees |
SoFi NMLS ID: 696891 |
6.737% |
$2,049
Fees & Points
$3,719 Total
0.695 Pts ($2,224) $1,495 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 12437 |
| Date Established | 1904 |
| Assets | $ 26.75 billion |
| Loans | $ 19.02 billion |
| Deposits | $ 21.77 billion |
| Capital | $ 4.05 billion |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 1,062.78 million |
| Interest-bearing balances | $ 763.19 million |
| Total securities | $ 3.59 billion |
| Federal funds sold and reverse repurchase | $ 5.76 million |
| Net loans and leases | $ 19.02 billion |
| Loan loss allowance | $ 293.96 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 15.19 million |
| Goodwill and other intangibles | $ 1,621.80 million |
| All other assets | $ 609.46 million |
| Total Assets | $ 22.70 billion |
| LIABILITIES | |
| Total deposits | $ 21.77 billion |
| Interest-bearing deposits | $ 16.43 billion |
| Deposits held in domestic offices | $ 21.77 billion |
| % insured (estimated)" | 55.67% |
| Federal funds purchased and repurchase agreements | $ 5.77 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 100.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 209.04 millionn |
| Total Liabilities | $ 22.70 billion |
| Shareholders’ Equity | $ 4.05 billion |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 1,262.17 million |
| Total Interest Expense | $ 427.22 million |
| Net interest income | $ 834.96 million |
| Provision for loan and lease losses | $ 107.46 million |
| Total non interest income | $ 185.73 million |
| Total non interest expense | $ 652.15 million |
| Pre-tax Net Operating Income | $ 103.20 million |
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