RG Bank, A Savings and Loan Association


RG Bank, A Savings and Loan Association is an FDIC insured institution headquartered at 901 1st Ave, Monte Vista, CO 81144.
It was founded in 1905 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - July 31, 2025

SAVINGS RATES APY MIN
Savings
0.10% $25 Compare
CD RATES APY MIN
6 Mo CD
0.66% $500 Compare
12 Mo CD
0.71% $500 Compare
18 Mo CD
0.71% $500 Compare
24 Mo CD
0.76% $500 Compare
30 Mo CD
0.76% $500 Compare
36 Mo CD
0.91% $500 Compare
MM RATES APY MIN
Money Market
0.06% $2,500 Compare
Money Market
0.10% $10,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.03% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28315
Date Established 1905
Assets $ 137.81 million
Loans $ 106.53 million
Deposits $ 122.70 million
Capital $ 12.94 million

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 4.89 million
Interest-bearing balances $ 2.65 million
Total securities $ 18.41 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 106.53 million
Loan loss allowance $ 1.36 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 5.12 million
     Total Assets $ 124.87 million

LIABILITIES
Total deposits $ 122.70 million
      Interest-bearing deposits $ 97.65 million
      Deposits held in domestic offices $ 122.70 million
      % insured (estimated)" 87.58%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.19 millionn
      Total Liabilities $ 124.87 million
      Shareholders’ Equity $ 12.94 million

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 1.64 million
Total Interest Expense $ 0.43 million
Net interest income $ 1.21 million
Provision for loan and lease losses $ 0.01 million
Total non interest income $ 0.16 million
Total non interest expense $ 1.25 million
Pre-tax Net Operating Income $ 0.58 million

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