Riverside Savings Bank, SSB


Riverside Savings Bank, SSB is an FDIC insured institution headquartered at 325 Becker Dr, Roanoke Rapids, NC 27870.
It was founded in 1914 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - March 28, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28314
Date Established 1914
Assets $ 97.37 million
Loans $ 52.54 million
Deposits $ 72.17 million
Capital $ 19.45 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 1.20 million
Interest-bearing balances $ 0.86 million
Total securities $ 32.35 million
Federal funds sold and reverse repurchase $ 2.62 million
Net loans and leases $ 52.54 million
Loan loss allowance $ 0.37 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.87 million
All other assets $ 6.46 million
     Total Assets $ 77.92 million

LIABILITIES
Total deposits $ 72.17 million
      Interest-bearing deposits $ 68.97 million
      Deposits held in domestic offices $ 72.17 million
      % insured (estimated) 88.36%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 5.00 million
Subordinated debt N.A.
All other liabilities $ 0.84 millionn
      Total Liabilities $ 77.92 million
      Shareholders’ Equity $ 19.45 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 2.60 million
Total Interest Expense $ 0.96 million
Net interest income $ 1.65 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.19 million
Total non interest expense $ 2.03 million
Pre-tax Net Operating Income $ 0.16 million

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