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Santander Bank, N.A.
For information concerning Openbank by Santander online bank, please click here .
Phone: 302 654 5182
ACH Number: 231372691
SWIFT Code: SVRNUS33XXX
Santander Bank, N.A. is an FDIC insured institution headquartered at
824 N Market St, Wilmington, DE 19801.
It was founded in
1907 and has approximately $104 billion in assets. Customers can open an account at one of its 695 branches.
It was founded in 1907 and has approximately $104 billion in assets. Customers can open an account at one of its 695 branches.
Deposit Rates - May 31, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.03% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.00% | $500 | Compare |
|
6 Mo CD
|
3.00% | $500 | Compare |
|
9 Mo CD
|
3.00% | $500 | Compare |
|
9 Mo CD
|
3.50% | $501 | Compare |
|
12 Mo CD
|
3.50% | $500 | Compare |
|
12 Mo CD
|
3.00% | $501 | Compare |
|
13 Mo CD
|
3.00% | $500 | Compare |
|
15 Mo CD
|
0.25% | $500 | Compare |
|
18 Mo CD
|
0.20% | $500 | Compare |
|
24 Mo CD
|
0.20% | $500 | Compare |
|
24 Mo CD
|
0.25% | $501 | Compare |
|
30 Mo CD
|
0.20% | $500 | Compare |
|
36 Mo CD
|
0.30% | $500 | Compare |
|
48 Mo CD
|
0.30% | $500 | Compare |
|
60 Mo CD
|
0.30% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
4.25% | $50,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $1 |
Loan Rates - May 31, 2026
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Conforming
|
6.45% | $2,698.61 |
|
30 Year Fixed Conforming
|
7.04% | $2,075.51 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Conforming
|
6.52% | $2,698.61 |
|
30 Year Fixed Conforming
|
6.94% | $2,049.00 |
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 29950 |
| Date Established | 1907 |
| Assets | $ 104.15 billion |
| Loans | $ 53.03 billion |
| Deposits | $ 82.14 billion |
| Capital | $ 14.17 billion |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 15.58 billion |
| Interest-bearing balances | $ 14.91 billion |
| Total securities | $ 20.53 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 53.03 billion |
| Loan loss allowance | $ 1,232.43 million |
| Trading account assets | $ 1,224.93 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 41.98 million |
| Goodwill and other intangibles | $ 1,643.11 million |
| All other assets | $ 7.86 billion |
| Total Assets | $ 89.98 billion |
| LIABILITIES | |
| Total deposits | $ 82.14 billion |
| Interest-bearing deposits | $ 65.23 billion |
| Deposits held in domestic offices | $ 76.31 billion |
| % insured (estimated)" | 60.55% |
| Federal funds purchased and repurchase agreements | $ 234.94 million |
| Trading liabilities | $ 560.67 million |
| Other borrowed funds | $ 3.47 billion |
| Subordinated debt | N.A. |
| All other liabilities | $ 1,781.75 millionn |
| Total Liabilities | $ 89.98 billion |
| Shareholders’ Equity | $ 14.17 billion |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 4.95 billion |
| Total Interest Expense | $ 2.31 billion |
| Net interest income | $ 2.64 billion |
| Provision for loan and lease losses | $ 327.73 million |
| Total non interest income | $ 2.67 billion |
| Total non interest expense | $ 3.18 billion |
| Pre-tax Net Operating Income | $ 224.03 million |
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