Santander Bank, N.A.

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Santander Bank, N.A. is an FDIC insured institution headquartered at 824 N Market St, Wilmington, DE 19801.
It was founded in 1907 and has approximately $103 billion in assets. Customers can open an account at one of its 695 branches.

Deposit Rates - April 25, 2025

SAVINGS RATES	APY	MIN
SAV	0.03%	$0	Compare

CD RATES	APY	MIN
3 Mo CD	3.25%	$500	Compare
6 Mo CD	4.50%	$500	Compare
6 Mo CD	4.00%	$501	Compare
9 Mo CD	4.50%	$500	Compare
9 Mo CD	2.00%	$501	Compare
12 Mo CD	4.00%	$500	Compare
12 Mo CD	3.50%	$501	Compare
15 Mo CD	0.25%	$500	Compare
18 Mo CD	0.20%	$500	Compare
24 Mo CD	0.20%	$500	Compare
24 Mo CD	0.25%	$501	Compare
30 Mo CD	0.20%	$500	Compare
36 Mo CD	0.30%	$500	Compare
48 Mo CD	0.30%	$500	Compare
60 Mo CD	0.30%	$500	Compare

MM RATES	APY	MIN
Money Market	0.05%	$10,000	Compare
Money Market	4.25%	$50,000	Compare

INT CHECKING RATES	APY	MIN
INTCK	0.01%	$1

Loan Rates - April 25, 2025

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.45%	$2,698.61
30 Year Fixed Conforming	7.04%	$2,075.51

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.52%	$2,698.61
30 Year Fixed Conforming	6.94%	$2,049.00

See Other Mortgage Rates →

Overview 2025

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 29950
Date Established	1907
Assets	$ 102.70 billion
Loans	$ 50.02 billion
Deposits	$ 76.86 billion
Capital	$ 12.64 billion

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions	$ 18.04 billion
Interest-bearing balances	$ 17.35 billion
Total securities	$ 16.21 billion
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 50.02 billion
Loan loss allowance	$ 1,316.31 million
Trading account assets	$ 1,252.70 million
Bank premises and fixed assets	N.A.
Other real estate owned	$ 54.12 million
Goodwill and other intangibles	$ 1,646.14 million
All other assets	$ 7.86 billion
Total Assets	$ 90.06 billion

LIABILITIES
Total deposits	$ 76.86 billion
Interest-bearing deposits	$ 60.43 billion
Deposits held in domestic offices	$ 76.86 billion
% insured (estimated)"	64.55%
Federal funds purchased and repurchase agreements	$ 299.22 million
Trading liabilities	$ 781.34 million
Other borrowed funds	$ 3.47 billion
Subordinated debt	N.A.
All other liabilities	$ 1,781.75 millionn
Total Liabilities	$ 90.06 billion
Shareholders’ Equity	$ 12.64 billion

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income	$ 4.60 billion
Total Interest Expense	$ 2.57 billion
Net interest income	$ 2.03 billion
Provision for loan and lease losses	$ 158.11 million
Total non interest income	$ 1,519.31 million
Total non interest expense	$ 2.81 billion
Pre-tax Net Operating Income	$ 224.03 million

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Branches

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