Santander Bank, N.A.
For information concerning Openbank by Santander online bank, please click here .
Santander Bank, N.A. ACH Number: 231372691
Santander Bank, N.A. is an FDIC insured institution headquartered at
824 N Market St, Wilmington, DE 19801.
It was founded in
1907 and has approximately $103 billion in assets. Customers can open an account at one of its 695 branches.
Deposit Rates - November 01, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.03% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.00% | $500 | Compare |
|
6 Mo CD
|
4.00% | $500 | Compare |
|
6 Mo CD
|
3.00% | $501 | Compare |
|
9 Mo CD
|
4.50% | $500 | Compare |
|
9 Mo CD
|
3.50% | $501 | Compare |
|
12 Mo CD
|
3.50% | $500 | Compare |
|
12 Mo CD
|
3.00% | $501 | Compare |
|
15 Mo CD
|
0.25% | $500 | Compare |
|
18 Mo CD
|
0.20% | $500 | Compare |
|
24 Mo CD
|
0.20% | $500 | Compare |
|
24 Mo CD
|
0.25% | $501 | Compare |
|
30 Mo CD
|
0.20% | $500 | Compare |
|
36 Mo CD
|
0.30% | $500 | Compare |
|
48 Mo CD
|
0.30% | $500 | Compare |
|
60 Mo CD
|
0.30% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
4.25% | $50,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $1 |
Loan Rates - November 01, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Conforming
|
6.45% | $2,698.61 |
|
30 Year Fixed Conforming
|
7.04% | $2,075.51 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Conforming
|
6.52% | $2,698.61 |
|
30 Year Fixed Conforming
|
6.94% | $2,049.00 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 29950 |
| Date Established | 1907 |
| Assets | $ 103.35 billion |
| Loans | $ 48.57 billion |
| Deposits | $ 79.53 billion |
| Capital | $ 13.21 billion |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 20.95 billion |
| Interest-bearing balances | $ 20.23 billion |
| Total securities | $ 17.19 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 48.57 billion |
| Loan loss allowance | $ 1,268.25 million |
| Trading account assets | $ 1,315.89 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 42.69 million |
| Goodwill and other intangibles | $ 1,637.00 million |
| All other assets | $ 7.86 billion |
| Total Assets | $ 90.14 billion |
| LIABILITIES | |
| Total deposits | $ 79.53 billion |
| Interest-bearing deposits | $ 63.16 billion |
| Deposits held in domestic offices | $ 79.53 billion |
| % insured (estimated)" | 64.14% |
| Federal funds purchased and repurchase agreements | $ 236.79 million |
| Trading liabilities | $ 720.97 million |
| Other borrowed funds | $ 3.47 billion |
| Subordinated debt | N.A. |
| All other liabilities | $ 1,781.75 millionn |
| Total Liabilities | $ 90.14 billion |
| Shareholders’ Equity | $ 13.21 billion |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 2.32 billion |
| Total Interest Expense | $ 1,159.53 million |
| Net interest income | $ 1,155.97 million |
| Provision for loan and lease losses | $ 160.91 million |
| Total non interest income | $ 1,076.01 million |
| Total non interest expense | $ 1,430.04 million |
| Pre-tax Net Operating Income | $ 224.03 million |
Customer Reviews for Santander Bank, N.A.
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
There are currently no comments for Santander Bank, N.A.. Be the first to share your experience. Please provide comments that will help others.