Security Trust & Savings Bank


Security Trust & Savings Bank is an FDIC insured institution headquartered at 601 Lake Street, Storm Lake, IA 50588.
It was founded in 1908 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - July 31, 2025

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.35% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.75% $10,000 Compare
24 Mo CD
0.75% $100,000 Compare
36 Mo CD
0.75% $10,000 Compare
36 Mo CD
0.75% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.20% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 968
Date Established 1908
Assets $ 282.02 million
Loans $ 77.64 million
Deposits $ 257.90 million
Capital $ 23.50 million

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 92.09 million
Interest-bearing balances $ 89.01 million
Total securities $ 104.40 million
Federal funds sold and reverse repurchase $ 3.12 million
Net loans and leases $ 77.64 million
Loan loss allowance $ 1.33 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 1.52 million
All other assets $ 2.01 million
     Total Assets $ 258.52 million

LIABILITIES
Total deposits $ 257.90 million
      Interest-bearing deposits $ 241.44 million
      Deposits held in domestic offices $ 257.90 million
      % insured (estimated)" 64.79%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.21 millionn
      Total Liabilities $ 258.52 million
      Shareholders’ Equity $ 23.50 million

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 3.00 million
Total Interest Expense $ 1.45 million
Net interest income $ 1.54 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.05 million
Total non interest expense $ 0.98 million
Pre-tax Net Operating Income $ 0.83 million

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Security Trust & Savings Bank Locations