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Shore United Bank, National Association is an FDIC insured institution headquartered at
18 E Dover St, Easton, MD 21601.
It was founded in
1876 and has approximately $6 billion in assets. Customers can open an account at one of its 22 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.03% | $1 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.20% | $500 | Compare |
|
6 Mo CD
|
0.20% | $100,000 | Compare |
|
12 Mo CD
|
0.30% | $500 | Compare |
|
12 Mo CD
|
0.30% | $100,000 | Compare |
|
Special: 13 Mo CD
|
0.35% | $2,500 | Compare |
|
18 Mo CD
|
0.30% | $500 | Compare |
|
18 Mo CD
|
0.30% | $100,000 | Compare |
|
24 Mo CD
|
0.30% | $500 | Compare |
|
24 Mo CD
|
0.30% | $100,000 | Compare |
|
30 Mo CD
|
0.30% | $500 | Compare |
|
30 Mo CD
|
0.30% | $100,000 | Compare |
|
36 Mo CD
|
0.40% | $500 | Compare |
|
36 Mo CD
|
0.40% | $100,000 | Compare |
|
48 Mo CD
|
0.50% | $500 | Compare |
|
48 Mo CD
|
0.50% | $100,000 | Compare |
|
60 Mo CD
|
0.60% | $500 | Compare |
|
60 Mo CD
|
0.60% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $1 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
|
Money Market
|
0.10% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Special: 13 Mo FIRA
|
0.35% | $2,500 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.02% | $1 |
|
Int Ckg
|
0.04% | $1,500 |
| Fund home improvements, debt consolidation, major expenses, & more | $0 |
|
Intro APR: 6.540 %
After Intro:6.540 % Intro Period: 6 months |
$5,000 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
District Lending NMLS ID: 598623 / Updated 2026-06-23 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-16 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
District Lending NMLS ID: 598623 / Updated 2026-07-16 |
Work with a human | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-16 |
Unlock Your Home's Potential | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-16 |
Use Home Equity to get cash you need | $0 |
| Cash in with a HELOC | $0 |
| 6.188% |
$1,919
Fees & Points
$6,499 Total
0.625 Pts ($2,000) $4,499 Fees |
Saxton Mortgage NMLS ID: 1717191 |
6.235% |
$1,945
Fees & Points
$3,871 Total
0.805 Pts ($2,576) $1,295 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.305% |
$1,945
Fees & Points
$6,314 Total
0.875 Pts ($2,800) $3,515 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.322% |
$1,971
Fees & Points
$2,559 Total
0.375 Pts ($1,200) $1,359 Fees |
Optimum First Mortgage NMLS ID: 240415 |
6.366% |
$1,971
Fees & Points
$3,947 Total
0.610 Pts ($1,952) $1,995 Fees |
Barrett Financial NMLS ID: 181106 |
6.368% |
$1,971
Fees & Points
$3,995 Total
0.375 Pts ($1,200) $2,795 Fees |
Simply PMG NMLS ID: 133739 |
6.464% |
$1,997
Fees & Points
$2,994 Total
0.531 Pts ($1,699) $1,295 Fees |
| 6.464% |
$1,997
Fees & Points
$3,008 Total
0.940 Pts ($3,008) $0 Fees |
| 6.465% |
$1,997
Fees & Points
$3,287 Total
0.641 Pts ($2,051) $1,236 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.467% |
$1,997
Fees & Points
$3,104 Total
0.970 Pts ($3,104) $0 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.473% |
$1,997
Fees & Points
$3,392 Total
0.551 Pts ($1,763) $1,629 Fees |
Northpointe Bank NMLS ID: 447490 |
6.487% |
$1,997
Fees & Points
$3,773 Total
0.743 Pts ($2,378) $1,395 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.492% |
$1,971
Fees & Points
$8,240 Total
0.450 Pts ($1,440) $6,800 Fees |
| 6.595% |
$2,023
Fees & Points
$3,277 Total
0.696 Pts ($2,227) $1,050 Fees |
Filo Mortgage, L.L.C. NMLS ID: 1928741 |
6.695% |
$2,049
Fees & Points
$2,317 Total
0.724 Pts ($2,317) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.702% |
$2,049
Fees & Points
$2,534 Total
0.792 Pts ($2,534) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 4832 |
| Date Established | 1876 |
| Assets | $ 6.25 billion |
| Loans | $ 4.87 billion |
| Deposits | $ 5.56 billion |
| Capital | $ 648.28 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 355.83 million |
| Interest-bearing balances | $ 317.98 million |
| Total securities | $ 641.37 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 4.87 billion |
| Loan loss allowance | $ 58.84 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.11 million |
| Goodwill and other intangibles | $ 98.13 million |
| All other assets | $ 89.65 million |
| Total Assets | $ 5.60 billion |
| LIABILITIES | |
| Total deposits | $ 5.56 billion |
| Interest-bearing deposits | $ 3.95 billion |
| Deposits held in domestic offices | $ 5.56 billion |
| % insured (estimated)" | 83.14% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 20.22 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 15.34 millionn |
| Total Liabilities | $ 5.60 billion |
| Shareholders’ Equity | $ 648.28 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 310.03 million |
| Total Interest Expense | $ 111.29 million |
| Net interest income | $ 198.74 million |
| Provision for loan and lease losses | $ 8.38 million |
| Total non interest income | $ 29.61 million |
| Total non interest expense | $ 131.88 million |
| Pre-tax Net Operating Income | $ 19.72 million |
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