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South Shore Bank


ACH Number: 211371447

South Shore Bank is an FDIC insured institution headquartered at 1530 Main St, South Weymouth, MA 02190.
It was founded in 1833 and has approximately $2 billion in assets. Customers can open an account at one of its 18 branches.

Deposit Rates - August 11, 2026

SAVINGS RATES APY MIN
SAV
0.01% $0 Compare
CD RATES APY MIN
6 Mo CD
2.53% $1,000 Compare
11 Mo CD
2.50% $1,000 Compare
12 Mo CD
3.65% $1,000 Compare
14 Mo CD
2.50% $1,000 Compare
15 Mo CD
3.45% $1,000 Compare
18 Mo CD
2.50% $1,000 Compare
24 Mo CD
2.00% $1,000 Compare
36 Mo CD
2.00% $1,000 Compare
48 Mo CD
3.25% $1,000 Compare
60 Mo CD
2.00% $1,000 Compare
MM RATES APY MIN
Money Market
0.01% $0 Compare
Money Market
1.00% $2,500 Compare
Money Market
1.75% $25,000 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 90303
Date Established 1833
Assets $ 2.47 billion
Loans $ 1,636.84 million
Deposits $ 2.17 billion
Capital $ 237.37 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 197.16 million
Interest-bearing balances $ 183.76 million
Total securities $ 548.03 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,636.84 million
Loan loss allowance $ 15.29 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 7.00 million
All other assets $ 60.91 million
     Total Assets $ 2.24 billion

LIABILITIES
Total deposits $ 2.17 billion
      Interest-bearing deposits $ 1,730.18 million
      Deposits held in domestic offices $ 2.17 billion
      % insured (estimated)" 55.18%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 57.05 million
Subordinated debt N.A.
All other liabilities $ 25.80 millionn
      Total Liabilities $ 2.24 billion
      Shareholders’ Equity $ 237.37 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 112.87 million
Total Interest Expense $ 48.50 million
Net interest income $ 64.37 million
Provision for loan and lease losses $ 0.32 million
Total non interest income $ 8.09 million
Total non interest expense $ 52.06 million
Pre-tax Net Operating Income $ 10.97 million

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