South Story Bank & Trust


South Story Bank & Trust is an FDIC insured institution headquartered at 501 Linn St, Slater, IA 50244.
It was founded in 1954 and has approximately $1 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - October 30, 2025

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.40% $10,000 Compare
6 Mo CD
0.40% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.55% $10,000 Compare
18 Mo CD
0.55% $100,000 Compare
24 Mo CD
0.65% $10,000 Compare
24 Mo CD
0.65% $100,000 Compare
36 Mo CD
1.10% $10,000 Compare
36 Mo CD
1.10% $100,000 Compare
48 Mo CD
1.20% $10,000 Compare
48 Mo CD
1.20% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.25% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17348
Date Established 1954
Assets $ 619.88 million
Loans $ 554.51 million
Deposits $ 465.63 million
Capital $ 68.86 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 35.13 million
Interest-bearing balances $ 25.05 million
Total securities $ 6.60 million
Federal funds sold and reverse repurchase $ 0.01 million
Net loans and leases $ 554.51 million
Loan loss allowance $ 6.20 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 7.95 million
All other assets $ 2.36 million
     Total Assets $ 551.03 million

LIABILITIES
Total deposits $ 465.63 million
      Interest-bearing deposits $ 412.60 million
      Deposits held in domestic offices $ 465.63 million
      % insured (estimated)" 59.65%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 15.00 million
Subordinated debt N.A.
All other liabilities $ 0.53 millionn
      Total Liabilities $ 551.03 million
      Shareholders’ Equity $ 68.86 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 18.68 million
Total Interest Expense $ 8.47 million
Net interest income $ 10.21 million
Provision for loan and lease losses $ 0.69 million
Total non interest income $ 0.75 million
Total non interest expense $ 8.28 million
Pre-tax Net Operating Income $ 1.29 million

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Branches

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South Story Bank & Trust Locations