Overview 2026
General Bank Information
| FDIC Insured |
Yes |
| FDIC Certificate |
# 28332 |
| Date Established |
1887 |
| Assets |
$ 4.99 billion
|
| Loans |
$ 4.14 billion
|
| Deposits |
$ 4.30 billion
|
| Capital |
$ 513.17 million
|
Summary Balance Sheet as of September 30, 2025
| ASSETS |
| Cash & Balances due from depository institutions |
$ 99.02 million |
| Interest-bearing balances |
$ 51.20 million |
| Total securities |
$ 453.86 million |
| Federal funds sold and reverse repurchase |
$ 25.34 million |
| Net loans and leases |
$ 4.14 billion |
| Loan loss allowance |
$ 52.08 million |
| Trading account assets |
N.A. |
| Bank premises and fixed assets |
N.A. |
| Other real estate owned |
$ 1.01 million |
| Goodwill and other intangibles |
$ 23.72 million |
| All other assets |
$ 92.68 million |
| Total Assets |
$ 4.47 billion |
| LIABILITIES |
| Total deposits |
$ 4.30 billion |
| Interest-bearing deposits |
$ 3.77 billion |
| Deposits held in domestic offices |
$ 4.30 billion |
| % insured (estimated)" |
79.65% |
| Federal funds purchased and repurchase agreements |
$ 20.00 million |
| Trading liabilities |
N.A. |
| Other borrowed funds |
$ 37.96 million |
| Subordinated debt |
N.A. |
| All other liabilities |
$ 20.08 millionn |
| Total Liabilities |
$ 4.47 billion |
| Shareholders’ Equity |
$ 513.17 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES |
| Total Interest Income |
$ 213.57 million |
| Total Interest Expense |
$ 90.20 million |
| Net interest income |
$ 123.37 million |
| Provision for loan and lease losses |
$ 7.93 million |
| Total non interest income |
$ 25.12 million |
| Total non interest expense |
$ 80.12 million |
| Pre-tax Net Operating Income |
$ 29.40 million |
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