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Southern First Bank

Phone: 877-679-9646

Southern First Bank is an FDIC insured institution headquartered at 6 Verdae Blvd, Greenville, SC 29607.
It was founded in 2000 and has approximately $4 billion in assets. Customers can open an account at one of its 11 branches.

Deposit Rates - August 18, 2026

SAVINGS RATES	APY	MIN
SAV	0.05%	$0	Compare

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 35295
Date Established	2000
Assets	$ 4.41 billion
Loans	$ 3.82 billion
Deposits	$ 3.73 billion
Capital	$ 387.47 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 249.78 million
Interest-bearing balances	$ 213.52 million
Total securities	$ 127.73 million
Federal funds sold and reverse repurchase	$ 25.00 million
Net loans and leases	$ 3.82 billion
Loan loss allowance	$ 42.28 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 0.28 million
Goodwill and other intangibles	N.A.
All other assets	$ 79.61 million
Total Assets	$ 4.02 billion

LIABILITIES
Total deposits	$ 3.73 billion
Interest-bearing deposits	$ 2.99 billion
Deposits held in domestic offices	$ 3.73 billion
% insured (estimated)"	60.05%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 75.28 million
Subordinated debt	N.A.
All other liabilities	$ 16.42 millionn
Total Liabilities	$ 4.02 billion
Shareholders’ Equity	$ 387.47 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 211.72 million
Total Interest Expense	$ 104.73 million
Net interest income	$ 106.98 million
Provision for loan and lease losses	$ 2.45 million
Total non interest income	$ 13.42 million
Total non interest expense	$ 75.70 million
Pre-tax Net Operating Income	$ 20.77 million

*Should any logos, images or public notes appear on this page,they do so courtesy of Southern First Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.

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