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Southside Bank is an FDIC insured institution headquartered at
1201 S Beckham Ave, Tyler, TX 75701.
It was founded in
1960 and has approximately $9 billion in assets. Customers can open an account at one of its 72 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.20% | $0 | Compare |
|
SAV
|
0.30% | $2,500 | Compare |
|
SAV
|
0.40% | $10,000 | Compare |
|
SAV
|
0.60% | $25,000 | Compare |
|
SAV
|
0.90% | $50,000 | Compare |
|
SAV
|
1.26% | $100,000 | Compare |
|
SAV
|
1.41% | $250,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.00% | $100,000 | Compare |
|
6 Mo CD
|
2.50% | $1,000 | Compare |
|
6 Mo CD
|
3.25% | $100,000 | Compare |
|
12 Mo CD
|
3.00% | $1,000 | Compare |
|
12 Mo CD
|
3.00% | $100,000 | Compare |
|
18 Mo CD
|
3.25% | $1,000 | Compare |
|
18 Mo CD
|
2.07% | $100,000 | Compare |
|
24 Mo CD
|
3.00% | $1,000 | Compare |
|
24 Mo CD
|
3.49% | $100,000 | Compare |
|
36 Mo CD
|
2.07% | $1,000 | Compare |
|
36 Mo CD
|
3.14% | $100,000 | Compare |
|
60 Mo CD
|
2.07% | $1,000 | Compare |
|
60 Mo CD
|
2.42% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $0 | Compare |
|
Money Market
|
0.18% | $20,000 | Compare |
|
Money Market
|
0.25% | $50,000 | Compare |
|
Money Market
|
0.65% | $75,000 | Compare |
|
Money Market
|
0.75% | $100,000 | Compare |
|
Money Market
|
0.75% | $150,000 | Compare |
|
Money Market
|
1.00% | $250,000 | Compare |
|
Money Market
|
1.11% | $500,000 | Compare |
|
Money Market
|
2.12% | $3,000,000 | Compare |
|
Money Market
|
3.04% | $5,000,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
12 Mo FIRA
|
4.01% | $1,000 |
|
24 Mo FIRA
|
3.65% | $1,000 |
|
36 Mo FIRA
|
3.19% | $1,000 |
|
60 Mo FIRA
|
2.47% | $1,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.20% | $7,500 |
|
INTCK
|
0.30% | $20,000 |
|
INTCK
|
0.40% | $50,000 |
|
INTCK
|
0.60% | $100,000 |
|
INTCK
|
0.75% | $250,000 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
|
Intro APR: 6.825 %
After Intro:6.825 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
| Cash in with a HELOC | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-27 |
Use Home Equity to get cash you need | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-27 |
Unlock Your Home's Potential | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-07-27 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-27 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| 6.338% |
$1,945
Fees & Points
$7,299 Total
0.875 Pts ($2,800) $4,499 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.381% |
$1,971
Fees & Points
$4,559 Total
1.000 Pts ($3,200) $1,359 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.420% |
$1,971
Fees & Points
$5,914 Total
0.750 Pts ($2,400) $3,515 Fees |
| 6.421% |
$1,971
Fees & Points
$5,795 Total
0.500 Pts ($1,600) $4,195 Fees |
Barrett Financial NMLS ID: 181106 |
6.427% |
$1,971
Fees & Points
$5,995 Total
1.000 Pts ($3,200) $2,795 Fees |
Farmers Bank of Kansas City NMLS ID: 613839 |
6.440% |
$1,997
Fees & Points
$2,184 Total
0.434 Pts ($1,389) $795 Fees |
Optimum First Mortgage NMLS ID: 240415 |
6.472% |
$1,997
Fees & Points
$3,265 Total
0.397 Pts ($1,270) $1,995 Fees |
| 6.473% |
$1,997
Fees & Points
$3,408 Total
0.737 Pts ($2,358) $1,050 Fees |
Northpointe Bank NMLS ID: 447490 |
6.610% |
$2,023
Fees & Points
$3,686 Total
0.716 Pts ($2,291) $1,395 Fees |
| 6.617% |
$2,023
Fees & Points
$4,151 Total
0.911 Pts ($2,915) $1,236 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.634% |
$1,997
Fees & Points
$8,746 Total
0.608 Pts ($1,946) $6,800 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.644% |
$2,023
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Loansteady NMLS ID: 1701910 |
6.796% |
$2,076
Fees & Points
$1,495 Total
0.000 Pts ($0) $1,495 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.844% |
$2,076
Fees & Points
$3,094 Total
0.967 Pts ($3,094) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 18297 |
| Date Established | 1960 |
| Assets | $ 8.51 billion |
| Loans | $ 4.77 billion |
| Deposits | $ 6.94 billion |
| Capital | $ 1,064.25 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 383.99 million |
| Interest-bearing balances | $ 302.91 million |
| Total securities | $ 2.71 billion |
| Federal funds sold and reverse repurchase | $ 5.80 million |
| Net loans and leases | $ 4.77 billion |
| Loan loss allowance | $ 45.10 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.25 million |
| Goodwill and other intangibles | $ 201.29 million |
| All other assets | $ 315.47 million |
| Total Assets | $ 7.44 billion |
| LIABILITIES | |
| Total deposits | $ 6.94 billion |
| Interest-bearing deposits | $ 5.43 billion |
| Deposits held in domestic offices | $ 6.94 billion |
| % insured (estimated)" | 59.64% |
| Federal funds purchased and repurchase agreements | $ 98.66 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 153.70 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 254.72 millionn |
| Total Liabilities | $ 7.44 billion |
| Shareholders’ Equity | $ 1,064.25 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 402.95 million |
| Total Interest Expense | $ 169.75 million |
| Net interest income | $ 233.21 million |
| Provision for loan and lease losses | $ 3.05 million |
| Total non interest income | $ 46.61 million |
| Total non interest expense | $ 146.42 million |
| Pre-tax Net Operating Income | $ 65.43 million |
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