ACH Number: 86519421
Guaranty Bank is an FDIC insured institution headquartered at
2144 E Republic Rd, Springfield, MO 65804.
It was founded in
2008 and has approximately $2 billion in assets. Customers can open an account at one of its 1 branches.
Deposit Rates -
August 26, 2026
SAVINGS RATES
APY
MIN
Savings
0.10%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.75%
$10,000
Compare
6 Mo CD
0.75%
$100,000
Compare
Special: 10 Mo CD
0.75%
$1,000
Compare
12 Mo CD
1.01%
$10,000
Compare
12 Mo CD
1.01%
$100,000
Compare
Special: 13 Mo CD
1.01%
$1,000
Compare
18 Mo CD
1.01%
$10,000
Compare
18 Mo CD
1.01%
$100,000
Compare
24 Mo CD
1.26%
$10,000
Compare
24 Mo CD
1.26%
$100,000
Compare
36 Mo CD
1.51%
$10,000
Compare
36 Mo CD
1.51%
$100,000
Compare
48 Mo CD
1.51%
$10,000
Compare
48 Mo CD
1.51%
$100,000
Compare
60 Mo CD
1.51%
$10,000
Compare
60 Mo CD
1.51%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.10%
$2,500
Compare
Money Market
0.10%
$10,000
Compare
Money Market
0.10%
$25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.10%
$2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 58892
Date Established
2008
Assets
$ 2.41 billion
Loans
$ 1,842.53 million
Deposits
$ 1,833.59 million
Capital
$ 392.10 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 32.05 million
Interest-bearing balances
$ 13.99 million
Total securities
$ 271.73 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 1,842.53 million
Loan loss allowance
$ 23.66 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.54 million
Goodwill and other intangibles
$ 118.63 million
All other assets
$ 86.96 million
Total Assets
$ 2.02 billion
LIABILITIES
Total deposits
$ 1,833.59 million
Interest-bearing deposits
$ 1,542.18 million
Deposits held in domestic offices
$ 1,833.59 million
% insured (estimated)"
79.46%
Federal funds purchased and repurchase agreements
$ 81.40 million
Trading liabilities
N.A.
Other borrowed funds
$ 166.76 million
Subordinated debt
N.A.
All other liabilities
$ 20.58 millionn
Total Liabilities
$ 2.02 billion
Shareholders’ Equity
$ 392.10 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 123.51 million
Total Interest Expense
$ 63.61 million
Net interest income
$ 59.90 million
Provision for loan and lease losses
$ 3.79 million
Total non interest income
$ 16.98 million
Total non interest expense
$ 50.78 million
Pre-tax Net Operating Income
$ 4.38 million
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