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State Bank & Trust Co.


State Bank & Trust Co. is an FDIC insured institution headquartered at 1025 6th St, Nevada, IA 50201.
It was founded in 1939 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - March 19, 2026

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.10% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.12% $10,000 Compare
12 Mo CD
0.27% $100,000 Compare
18 Mo CD
0.15% $10,000 Compare
18 Mo CD
0.35% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
30 Mo CD
0.35% $10,000 Compare
30 Mo CD
0.55% $100,000 Compare
48 Mo CD
0.55% $10,000 Compare
48 Mo CD
0.70% $100,000 Compare
60 Mo CD
0.60% $10,000 Compare
60 Mo CD
0.75% $100,000 Compare
MM RATES APY MIN
Money Market
0.06% $2,500 Compare
Money Market
0.09% $10,000 Compare
Money Market
0.09% $25,000 Compare
FIXED IRA RATES APY MIN
Fixed IRA
0.35% $1
INT CHECKING RATES APY MIN
Int Ckg
0.04% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15651
Date Established 1939
Assets $ 193.14 million
Loans $ 110.28 million
Deposits $ 169.19 million
Capital $ 18.70 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 10.37 million
Interest-bearing balances $ 2.78 million
Total securities $ 65.36 million
Federal funds sold and reverse repurchase $ 3.30 million
Net loans and leases $ 110.28 million
Loan loss allowance $ 1.58 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.13 million
Goodwill and other intangibles N.A.
All other assets $ 3.74 million
     Total Assets $ 174.44 million

LIABILITIES
Total deposits $ 169.19 million
      Interest-bearing deposits $ 123.33 million
      Deposits held in domestic offices $ 169.19 million
      % insured (estimated)" 74.08%
Federal funds purchased and repurchase agreements $ 4.49 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.38 millionn
      Total Liabilities $ 174.44 million
      Shareholders’ Equity $ 18.70 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 6.02 million
Total Interest Expense $ 2.09 million
Net interest income $ 3.93 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.57 million
Total non interest expense $ 2.36 million
Pre-tax Net Operating Income $ 1.77 million

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State Bank & Trust Co. Locations

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