State Savings Bank
State Savings Bank is an FDIC insured institution headquartered at
4800 George Mills Civic Pkwy, West Des Moines, IA 50265.
It was founded in
1894 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.
Deposit Rates - December 09, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
1.41% | $20,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
1.91% | $2,000 | Compare |
|
6 Mo CD
|
2.02% | $50,000 | Compare |
|
12 Mo CD
|
2.12% | $2,000 | Compare |
|
12 Mo CD
|
2.22% | $50,000 | Compare |
|
13 Mo CD
|
4.84% | $2,000 | Compare |
|
13 Mo CD
|
4.84% | $50,000 | Compare |
|
22 Mo CD
|
5.36% | $2,000 | Compare |
|
22 Mo CD
|
5.36% | $50,000 | Compare |
|
24 Mo CD
|
3.40% | $2,000 | Compare |
|
24 Mo CD
|
3.91% | $50,000 | Compare |
|
36 Mo CD
|
3.65% | $2,000 | Compare |
|
36 Mo CD
|
4.06% | $50,000 | Compare |
|
48 Mo CD
|
3.91% | $2,000 | Compare |
|
48 Mo CD
|
4.32% | $50,000 | Compare |
|
60 Mo CD
|
3.65% | $2,000 | Compare |
|
60 Mo CD
|
4.06% | $50,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
1.26% | $2,500 |
Featured Home Equity Rates
-
Sponsored
-
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months
$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 248 |
| Date Established | 1894 |
| Assets | $ 259.31 million |
| Loans | $ 236.62 million |
| Deposits | $ 188.71 million |
| Capital | $ 23.24 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 12.10 million |
| Interest-bearing balances | $ 10.64 million |
| Total securities | $ 0.31 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 236.62 million |
| Loan loss allowance | $ 3.91 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 7.16 million |
| Total Assets | $ 236.07 million |
| LIABILITIES | |
| Total deposits | $ 188.71 million |
| Interest-bearing deposits | $ 141.56 million |
| Deposits held in domestic offices | $ 188.71 million |
| % insured (estimated)" | 85.02% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 20.36 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 1.10 millionn |
| Total Liabilities | $ 236.07 million |
| Shareholders’ Equity | $ 23.24 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 7.76 million |
| Total Interest Expense | $ 3.04 million |
| Net interest income | $ 4.72 million |
| Provision for loan and lease losses | $ 0.42 million |
| Total non interest income | $ 0.31 million |
| Total non interest expense | $ 2.87 million |
| Pre-tax Net Operating Income | $ 1.09 million |
Customer Reviews for State Savings Bank
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
State Savings Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.1.41%6.24x (National Avg. - 0.23%)$20,000-SCENARIO
Year Rate
1.41%Annual
InterestAnnual Interest
(After Tax)1 50,000 705 494 2 50,705 715 500 3 51,420 725 508 4 52,145 735 515 5 52,880 746 522 6 53,626 756 529 7 54,382 767 537 8 55,149 778 544 9 55,926 789 552 10 56,715 800 560 11 57,515 811 568 12 58,326 822 576 13 59,148 834 584 14 59,982 846 592 15 60,828 858 600 16 61,685 870 609 17 62,555 882 617 18 63,437 894 626 19 64,332 907 635 20 65,239 920 644 TOTAL $16,159 $11,311 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
There are currently no comments for State Savings Bank. Be the first to share your experience. Please provide comments that will help others.