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Texas Bank


ACH Number: 111904943

Texas Bank is an FDIC insured institution headquartered at 1120 Us Highway 79 N, Henderson, TX 75652.
It was founded in 1973 and has approximately $1 billion in assets. Customers can open an account at one of its 10 branches.

Deposit Rates - August 19, 2026

SAVINGS RATES APY MIN
SAV
0.50% $100 Compare
CD RATES APY MIN
1 Mo CD
4.07% $500 Compare
3 Mo CD
2.88% $500 Compare
6 Mo CD
2.88% $500 Compare
12 Mo CD
2.88% $500 Compare
18 Mo CD
2.88% $500 Compare
24 Mo CD
2.88% $500 Compare
30 Mo CD
2.83% $500 Compare
36 Mo CD
2.78% $500 Compare
48 Mo CD
2.63% $500 Compare
60 Mo CD
3.35% $500 Compare
MM RATES APY MIN
Money Market
0.40% $0 Compare
Money Market
0.40% $2,500 Compare
Money Market
2.01% $10,000 Compare
FIXED IRA RATES APY MIN
24 Mo FIRA
100.00% $500
INT CHECKING RATES APY MIN
INTCK
0.50% $25




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 21074
Date Established 1973
Assets $ 935.74 million
Loans $ 685.04 million
Deposits $ 810.33 million
Capital $ 96.32 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 47.27 million
Interest-bearing balances $ 35.44 million
Total securities $ 155.74 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 685.04 million
Loan loss allowance $ 7.24 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.00 million
All other assets $ 10.31 million
     Total Assets $ 839.42 million

LIABILITIES
Total deposits $ 810.33 million
      Interest-bearing deposits $ 647.27 million
      Deposits held in domestic offices $ 810.33 million
      % insured (estimated)" 71.80%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 29.93 million
Subordinated debt N.A.
All other liabilities $ 1.82 millionn
      Total Liabilities $ 839.42 million
      Shareholders’ Equity $ 96.32 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 56.02 million
Total Interest Expense $ 20.14 million
Net interest income $ 35.88 million
Provision for loan and lease losses $ 2.15 million
Total non interest income $ 5.95 million
Total non interest expense $ 29.39 million
Pre-tax Net Operating Income $ 4.30 million

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