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The American National Bank of Texas is an FDIC insured institution headquartered at
102 W Moore Ave, Terrell, TX 75160.
It was founded in
1981 and has approximately $7 billion in assets. Customers can open an account at one of its 26 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.20% | $10,000 | Compare |
|
6 Mo CD
|
0.25% | $100,000 | Compare |
|
12 Mo CD
|
0.25% | $10,000 | Compare |
|
12 Mo CD
|
0.35% | $100,000 | Compare |
|
18 Mo CD
|
0.30% | $10,000 | Compare |
|
18 Mo CD
|
0.35% | $100,000 | Compare |
|
24 Mo CD
|
0.35% | $10,000 | Compare |
|
24 Mo CD
|
0.40% | $100,000 | Compare |
|
36 Mo CD
|
0.35% | $10,000 | Compare |
|
36 Mo CD
|
0.40% | $100,000 | Compare |
|
48 Mo CD
|
0.40% | $10,000 | Compare |
|
48 Mo CD
|
0.40% | $100,000 | Compare |
|
60 Mo CD
|
0.40% | $10,000 | Compare |
|
60 Mo CD
|
0.40% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
Spring EQ NMLS ID: 1464945 / Updated 2026-06-08 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-06-08 |
Unlock Your Home's Potential | $0 |
| Cash in with a HELOC | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-06-08 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-08 |
Home Equity Loans & Refinance – Cash out | $0 |
| 6.119% |
$1,919
Fees & Points
$4,099 Total
0.625 Pts ($2,000) $2,099 Fees |
Optimum First Inc NMLS ID: 240415 |
6.144% |
$1,919
Fees & Points
$5,003 Total
0.940 Pts ($3,008) $1,995 Fees |
iheartloan Inc. NMLS ID: 2562839 |
6.246% |
$1,919
Fees & Points
$8,481 Total
1.000 Pts ($3,200) $5,281 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.305% |
$1,945
Fees & Points
$6,314 Total
0.875 Pts ($2,800) $3,515 Fees |
| 6.309% |
$1,971
Fees & Points
$2,105 Total
0.625 Pts ($2,000) $105 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.322% |
$1,971
Fees & Points
$2,559 Total
0.375 Pts ($1,200) $1,359 Fees |
Barrett Financial NMLS ID: 181106 |
6.368% |
$1,971
Fees & Points
$3,995 Total
0.375 Pts ($1,200) $2,795 Fees |
Simply PMG NMLS ID: 133739 |
6.370% |
$1,971
Fees & Points
$4,076 Total
0.869 Pts ($2,781) $1,295 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.376% |
$1,971
Fees & Points
$4,387 Total
0.862 Pts ($2,758) $1,629 Fees |
Loansteady NMLS ID: 1701910 |
6.377% |
$1,971
Fees & Points
$4,295 Total
0.875 Pts ($2,800) $1,495 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.404% |
$1,945
Fees & Points
$9,555 Total
0.861 Pts ($2,755) $6,800 Fees |
| 6.451% |
$1,997
Fees & Points
$2,554 Total
0.798 Pts ($2,554) $0 Fees |
| 6.463% |
$1,997
Fees & Points
$3,191 Total
0.611 Pts ($1,955) $1,236 Fees |
Northpointe Bank NMLS ID: 447490 |
6.487% |
$1,997
Fees & Points
$3,757 Total
0.738 Pts ($2,362) $1,395 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.518% |
$1,997
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Sage Home Loan Corporation NMLS ID: 3304 |
6.597% |
$2,023
Fees & Points
$3,232 Total
0.543 Pts ($1,738) $1,494 Fees |
Filo Mortgage, L.L.C. NMLS ID: 1928741 |
6.662% |
$2,049
Fees & Points
$1,216 Total
0.380 Pts ($1,216) $0 Fees |
SoFi NMLS ID: 696891 |
6.864% |
$2,076
Fees & Points
$3,745 Total
0.703 Pts ($2,250) $1,495 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 23474 |
| Date Established | 1981 |
| Assets | $ 6.88 billion |
| Loans | $ 3.29 billion |
| Deposits | $ 6.52 billion |
| Capital | $ 322.90 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 1,522.13 million |
| Interest-bearing balances | $ 1,099.61 million |
| Total securities | $ 1,783.60 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 3.29 billion |
| Loan loss allowance | $ 41.09 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.66 million |
| Goodwill and other intangibles | $ 25.27 million |
| All other assets | $ 191.69 million |
| Total Assets | $ 6.56 billion |
| LIABILITIES | |
| Total deposits | $ 6.52 billion |
| Interest-bearing deposits | $ 4.86 billion |
| Deposits held in domestic offices | $ 6.52 billion |
| % insured (estimated)" | 41.36% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 91.60 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 28.58 millionn |
| Total Liabilities | $ 6.56 billion |
| Shareholders’ Equity | $ 322.90 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 237.29 million |
| Total Interest Expense | $ 95.30 million |
| Net interest income | $ 141.99 million |
| Provision for loan and lease losses | $ 5.20 million |
| Total non interest income | $ 33.94 million |
| Total non interest expense | $ 136.40 million |
| Pre-tax Net Operating Income | $ 29.11 million |
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