The Bank of Bennington
ACH Number: 211672609
The Bank of Bennington is an FDIC insured institution headquartered at
155 North St, Bennington, VT 05201.
It was founded in
1917 and has approximately $1 billion in assets. Customers can open an account at one of its 5 branches.
Deposit Rates - January 24, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.20% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.50% | $10,000 | Compare |
|
6 Mo CD
|
0.55% | $100,000 | Compare |
|
12 Mo CD
|
0.50% | $10,000 | Compare |
|
12 Mo CD
|
0.55% | $100,000 | Compare |
|
24 Mo CD
|
0.70% | $10,000 | Compare |
|
24 Mo CD
|
0.75% | $100,000 | Compare |
|
36 Mo CD
|
0.80% | $10,000 | Compare |
|
36 Mo CD
|
0.85% | $100,000 | Compare |
|
48 Mo CD
|
0.90% | $10,000 | Compare |
|
48 Mo CD
|
0.95% | $100,000 | Compare |
|
60 Mo CD
|
0.95% | $10,000 | Compare |
|
60 Mo CD
|
1.00% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.25% | $2,500 | Compare |
|
Money Market
|
0.25% | $10,000 | Compare |
|
Money Market
|
0.25% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $1 |
|
Int Ckg
|
0.05% | $2,500 |
Loan Rates - January 24, 2026
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year Adjustable Conforming
|
7.70% | $2,211.25 |
|
15 Year Fixed Jumbo
|
6.53% | $2,787.54 |
|
15 Year Fixed Conforming
|
6.57% | $2,787.54 |
|
20 Year Fixed Jumbo
|
6.90% | $2,457.96 |
|
20 Year Fixed Conforming
|
6.93% | $2,457.96 |
|
30 Year Fixed Conforming
|
6.91% | $2,103.24 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
|
30 Year Fixed Jumbo
|
7.02% | $2,128.97 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year Adjustable Conforming
|
7.70% | $2,211.25 |
|
15 Year Fixed Jumbo
|
6.53% | $2,787.54 |
|
15 Year Fixed Conforming
|
6.57% | $2,787.54 |
|
20 Year Fixed Jumbo
|
6.90% | $2,457.96 |
|
20 Year Fixed Conforming
|
6.93% | $2,457.96 |
|
30 Year Fixed Conforming
|
6.91% | $2,103.24 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
|
30 Year Fixed Jumbo
|
7.02% | $2,128.97 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
5.25% | Varies | ||
Compare with 0 RATE Line of Credit from PenFed Credit Union
|
||||
Compare with 7 RATE Line of Credit from Four Leaf Federal Credit Union
|
||||
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 30350 |
| Date Established | 1917 |
| Assets | $ 634.42 million |
| Loans | $ 485.54 million |
| Deposits | $ 489.37 million |
| Capital | $ 65.95 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 13.51 million |
| Interest-bearing balances | $ 9.75 million |
| Total securities | $ 106.81 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 485.54 million |
| Loan loss allowance | $ 5.33 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 0.01 million |
| All other assets | $ 22.48 million |
| Total Assets | $ 568.47 million |
| LIABILITIES | |
| Total deposits | $ 489.37 million |
| Interest-bearing deposits | $ 395.00 million |
| Deposits held in domestic offices | $ 489.37 million |
| % insured (estimated)" | 87.70% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 13.50 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 10.80 millionn |
| Total Liabilities | $ 568.47 million |
| Shareholders’ Equity | $ 65.95 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 20.70 million |
| Total Interest Expense | $ 8.43 million |
| Net interest income | $ 12.28 million |
| Provision for loan and lease losses | $ 0.11 million |
| Total non interest income | $ 2.18 million |
| Total non interest expense | $ 9.96 million |
| Pre-tax Net Operating Income | $ 1.69 million |
Customer Reviews for The Bank of Bennington
Branches
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The Bank of Bennington Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBankVERMONT$50,000N.A.0.20%0.89x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 100 70 2 50,100 100 70 3 50,200 100 70 4 50,301 101 70 5 50,401 101 71 6 50,502 101 71 7 50,603 101 71 8 50,704 101 71 9 50,806 102 71 10 50,907 102 71 11 51,009 102 71 12 51,111 102 72 13 51,213 102 72 14 51,316 103 72 15 51,418 103 72 16 51,521 103 72 17 51,624 103 72 18 51,727 103 72 19 51,831 104 73 20 51,935 104 73 TOTAL $2,038 $1,427 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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