The Bank of Forest is an FDIC insured institution headquartered at
211 W Third St, Forest, MS 39074.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.10% $2,500
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CD RATES
APY
MIN
6 Mo CD
0.20% $10,000
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6 Mo CD
0.20% $100,000
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12 Mo CD
0.25% $10,000
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12 Mo CD
0.25% $100,000
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18 Mo CD
0.30% $10,000
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18 Mo CD
0.30% $100,000
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24 Mo CD
0.45% $10,000
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24 Mo CD
0.45% $100,000
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30 Mo CD
0.40% $10,000
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30 Mo CD
0.40% $100,000
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36 Mo CD
0.50% $10,000
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36 Mo CD
0.50% $100,000
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48 Mo CD
0.50% $10,000
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48 Mo CD
0.50% $100,000
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60 Mo CD
0.60% $10,000
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60 Mo CD
0.60% $100,000
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MM RATES
APY
MIN
Money Market
0.10% $2,500
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Money Market
0.10% $10,000
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Money Market
0.10% $25,000
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INT CHECKING RATES
APY
MIN
Int Ckg
0.05% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 898
Date Established
1900
Assets
$ 273.96 million
Loans
$ 166.42 million
Deposits
$ 231.15 million
Capital
$ 25.03 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 5.86 million
Interest-bearing balances
$ 1.56 million
Total securities
$ 85.86 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 166.42 million
Loan loss allowance
$ 2.03 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 0.64 million
All other assets
$ 7.60 million
Total Assets $ 248.93 million
LIABILITIES
Total deposits
$ 231.15 million
Interest-bearing deposits
$ 184.01 million
Deposits held in domestic offices
$ 231.15 million
% insured (estimated)" 76.90%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 0.00 million
Subordinated debt
N.A.
All other liabilities
$ 2.12 millionn
Total Liabilities $ 248.93 million
Shareholders’ Equity $ 25.03 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 14.26 million
Total Interest Expense
$ 5.09 million
Net interest income
$ 9.17 million
Provision for loan and lease losses
$ 0.20 million
Total non interest income
$ 1.66 million
Total non interest expense
$ 7.66 million
Pre-tax Net Operating Income
$ 1.17 million
Customer Reviews for The Bank of Forest
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