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HCN Bank

HCN Bank is an FDIC insured institution headquartered at 3715 Sunnyside Dr, Riverside, CA 92506.
It was founded in 1974 and has approximately $1 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - August 17, 2026

SAVINGS RATES	APY	MIN
Savings	0.05%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.15%	$10,000	Compare
6 Mo CD	0.15%	$100,000	Compare
12 Mo CD	0.20%	$10,000	Compare
12 Mo CD	0.20%	$100,000	Compare
18 Mo CD	0.20%	$10,000	Compare
18 Mo CD	0.20%	$100,000	Compare
24 Mo CD	0.40%	$10,000	Compare
24 Mo CD	0.40%	$100,000	Compare
30 Mo CD	0.40%	$10,000	Compare
30 Mo CD	0.40%	$100,000	Compare
36 Mo CD	0.75%	$10,000	Compare
36 Mo CD	0.75%	$100,000	Compare
48 Mo CD	0.75%	$10,000	Compare
48 Mo CD	0.75%	$100,000	Compare
60 Mo CD	0.75%	$10,000	Compare
60 Mo CD	0.75%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.05%	$2,500	Compare
Money Market	0.10%	$10,000	Compare
Money Market	0.10%	$25,000	Compare

PREMM RATES	APY	MIN
Premium Money Market	0.10%	$10,000	Compare
Premium Money Market	0.10%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.01%	$2,500

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 21606
Date Established	1974
Assets	$ 974.89 million
Loans	$ 743.17 million
Deposits	$ 853.78 million
Capital	$ 113.42 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 83.89 million
Interest-bearing balances	$ 75.46 million
Total securities	$ 116.68 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 743.17 million
Loan loss allowance	$ 10.00 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 0.89 million
All other assets	$ 21.78 million
Total Assets	$ 861.47 million

LIABILITIES
Total deposits	$ 853.78 million
Interest-bearing deposits	$ 567.82 million
Deposits held in domestic offices	$ 853.78 million
% insured (estimated)"	41.99%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 5.48 millionn
Total Liabilities	$ 861.47 million
Shareholders’ Equity	$ 113.42 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 48.73 million
Total Interest Expense	$ 11.10 million
Net interest income	$ 37.62 million
Provision for loan and lease losses	$ 0.37 million
Total non interest income	$ 4.38 million
Total non interest expense	$ 17.74 million
Pre-tax Net Operating Income	$ 10.99 million

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Branches

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