The Citizens National Bank of Bluffton

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The Citizens National Bank of Bluffton Locations

Deposit Rates - May 12, 2021

SAVINGS RATES APY MIN MAX
Savings
0.01% $2,500 $4,999 Compare
CD RATES APY MIN MAX
6 Mo CD
0.05% $10,000 $14,999 Compare
6 Mo CD
0.05% $100,000 $199,999 Compare
12 Mo CD
0.10% $10,000 $14,999 Compare
12 Mo CD
0.10% $100,000 $199,999 Compare
18 Mo CD
0.20% $10,000 $14,999 Compare
18 Mo CD
0.20% $100,000 $199,999 Compare
24 Mo CD
0.25% $10,000 $14,999 Compare
24 Mo CD
0.25% $100,000 $199,999 Compare
30 Mo CD
0.30% $10,000 $14,999 Compare
30 Mo CD
0.30% $100,000 $199,999 Compare
36 Mo CD
0.35% $10,000 $14,999 Compare
36 Mo CD
0.35% $100,000 $199,999 Compare
60 Mo CD
0.75% $10,000 $14,999 Compare
60 Mo CD
0.75% $100,000 $199,999 Compare
MM RATES APY MIN MAX
Money Market
0.03% $10,000 $14,999 Compare
Money Market
0.03% $25,000 $29,999 Compare
VARIABLE IRA RATES APY MIN MAX
Var IRA
0.05% $1 $499
INT CHECKING RATES APY MIN MAX
Int Ckg
0.01% $2,500 $3,499

Overview 2021

General Bank Information

FDIC Insured Yes
FDIC Certificate # 6531
Date Established 1920
Assets $ 953.51 million
Loans $ 747.42 million
Deposits $ 701.42 million
Capital $ 102.03 million

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 20.63 million
Interest-bearing balances $ 8.75 million
Total securities $ 161.16 million
Federal funds sold and reverse repurchase $ 0.27 million
Net loans and leases $ 747.42 million
Loan loss allowance $ 10.80 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.07 million
Goodwill and other intangibles $ 2.06 million
All other assets $ 11.25 million
     Total Assets $ 851.48 million

LIABILITIES
Total deposits $ 701.42 million
      Interest-bearing deposits $ 493.66 million
      Deposits held in domestic offices $ 701.42 million
      % insured (estimated) 71.74%
Federal funds purchased and repurchase agreements $ 2.00 million
Trading liabilities N.A.
Other borrowed funds $ 144.06 million
Subordinated debt N.A.
All other liabilities $ 4.00 millionn
      Total Liabilities $ 851.48 million
      Shareholders’ Equity $ 102.03 million

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 41.83 million
Total Interest Expense $ 5.88 million
Net interest income $ 35.95 million
Provision for loan and lease losses $ 0.40 million
Total non interest income $ 9.62 million
Total non interest expense $ 25.77 million
Pre-tax Net Operating Income $ 19.40 million

The Citizens National Bank of Bluffton is an FDIC insured institution headquartered at 102 South Main Street, Bluffton, OH 45817.
It was founded in 1920 and has approximately $1 billion in assets. Customers can open an account at one of its 11 branches.