resources/views/banks/institution.blade.php

Unified Bank

Unified Bank is an FDIC insured institution headquartered at 201 S 4th St, Martins Ferry, OH 43935.
It was founded in 1902 and has approximately $1 billion in assets. Customers can open an account at one of its 19 branches.

Deposit Rates - August 24, 2026

SAVINGS RATES	APY	MIN
SAV	0.01%	$100	Compare

CD RATES	APY	MIN
3 Mo CD	3.21%	$1,000	Compare
7 Mo CD	3.71%	$1,000	Compare
13 Mo CD	3.01%	$1,000	Compare
25 Mo CD	4.01%	$1,000	Compare

MM RATES	APY	MIN
Money Market	0.12%	$2,500	Compare
Money Market	0.12%	$10,000	Compare
Money Market	0.12%	$25,000	Compare

VARIABLE IRA RATES	APY	MIN
VIRA	0.03%	$1

INT CHECKING RATES	APY	MIN
INTCK	0.01%	$1

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 9463
Date Established	1902
Assets	$ 851.71 million
Loans	$ 487.11 million
Deposits	$ 657.20 million
Capital	$ 73.86 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 46.38 million
Interest-bearing balances	$ 34.08 million
Total securities	$ 234.21 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 487.11 million
Loan loss allowance	$ 4.26 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 2.54 million
Goodwill and other intangibles	$ 0.68 million
All other assets	$ 32.25 million
Total Assets	$ 777.84 million

LIABILITIES
Total deposits	$ 657.20 million
Interest-bearing deposits	$ 507.33 million
Deposits held in domestic offices	$ 657.20 million
% insured (estimated)"	85.52%
Federal funds purchased and repurchase agreements	$ 29.40 million
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 4.76 millionn
Total Liabilities	$ 777.84 million
Shareholders’ Equity	$ 73.86 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 41.25 million
Total Interest Expense	$ 13.06 million
Net interest income	$ 28.19 million
Provision for loan and lease losses	$ 0.62 million
Total non interest income	$ 4.41 million
Total non interest expense	$ 20.65 million
Pre-tax Net Operating Income	$ 6.98 million

Customer Reviews for Unified Bank

There are currently no comments for Unified Bank. Be the first to share your experience. Please provide comments that will help others.

Branches

Click on location and enter new zip number to change."
Your current location is: Phoenix, AZ