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The First Bank and Trust Company of Murphysboro is an FDIC insured institution headquartered at
1403 Walnut St, Murphysboro, IL 62966.
It was founded in
1889 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.05% | $10,000 | Compare |
|
6 Mo CD
|
0.05% | $100,000 | Compare |
|
12 Mo CD
|
0.05% | $10,000 | Compare |
|
12 Mo CD
|
0.05% | $100,000 | Compare |
|
18 Mo CD
|
0.12% | $10,000 | Compare |
|
18 Mo CD
|
0.12% | $100,000 | Compare |
|
24 Mo CD
|
0.20% | $10,000 | Compare |
|
24 Mo CD
|
0.20% | $100,000 | Compare |
|
36 Mo CD
|
0.30% | $10,000 | Compare |
|
36 Mo CD
|
0.30% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $1 |
|
Int Ckg
|
0.05% | $2,500 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
Achieve Loans NMLS ID: 1810501 / Updated 2026-04-09 |
Intro APR: 6.125 %
After Intro:6.125 % |
$0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
District Lending NMLS ID: 598623 / Updated 2026-06-23 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-02 |
Unlock Your Home's Potential | $0 |
District Lending NMLS ID: 598623 / Updated 2026-07-02 |
Work with a human | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-02 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-07-02 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-02 |
Use Home Equity to get cash you need | $0 |
| Cash in with a HELOC | $0 |
Saxton Mortgage NMLS ID: 1717191 |
6.098% |
$1,919
Fees & Points
$3,471 Total
0.680 Pts ($2,176) $1,295 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.168% |
$1,919
Fees & Points
$5,914 Total
0.750 Pts ($2,400) $3,515 Fees |
Barrett Financial NMLS ID: 181106 |
6.174% |
$1,919
Fees & Points
$5,995 Total
1.000 Pts ($3,200) $2,795 Fees |
| 6.210% |
$1,945
Fees & Points
$3,012 Total
0.613 Pts ($1,962) $1,050 Fees |
| 6.345% |
$1,971
Fees & Points
$3,470 Total
0.698 Pts ($2,234) $1,236 Fees |
Simply PMG NMLS ID: 133739 |
6.347% |
$1,971
Fees & Points
$3,276 Total
0.619 Pts ($1,981) $1,295 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.364% |
$1,971
Fees & Points
$3,971 Total
0.732 Pts ($2,342) $1,629 Fees |
Northpointe Bank NMLS ID: 447490 |
6.375% |
$1,971
Fees & Points
$4,240 Total
0.889 Pts ($2,845) $1,395 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.377% |
$1,945
Fees & Points
$8,653 Total
0.579 Pts ($1,853) $6,800 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.423% |
$1,997
Fees & Points
$1,610 Total
0.503 Pts ($1,610) $0 Fees |
Sage Home Loan Corporation NMLS ID: 3304 |
6.482% |
$1,997
Fees & Points
$3,609 Total
0.661 Pts ($2,115) $1,494 Fees |
Loansteady NMLS ID: 1701910 |
6.535% |
$2,021
Fees & Points
$1,495 Total
0.000 Pts ($0) $1,495 Fees |
Filo Mortgage, L.L.C. NMLS ID: 1928741 |
6.564% |
$2,021
Fees & Points
$2,464 Total
0.770 Pts ($2,464) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 3818 |
| Date Established | 1889 |
| Assets | $ 83.28 million |
| Loans | $ 52.98 million |
| Deposits | $ 76.50 million |
| Capital | $ 6.47 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 4.67 million |
| Interest-bearing balances | $ 1.04 million |
| Total securities | $ 18.84 million |
| Federal funds sold and reverse repurchase | $ 0.10 million |
| Net loans and leases | $ 52.98 million |
| Loan loss allowance | $ 0.75 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 3.25 million |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 3.36 million |
| Total Assets | $ 76.81 million |
| LIABILITIES | |
| Total deposits | $ 76.50 million |
| Interest-bearing deposits | $ 62.80 million |
| Deposits held in domestic offices | $ 76.50 million |
| % insured (estimated)" | 89.48% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 0.13 millionn |
| Total Liabilities | $ 76.81 million |
| Shareholders’ Equity | $ 6.47 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 3.83 million |
| Total Interest Expense | $ 0.75 million |
| Net interest income | $ 3.08 million |
| Provision for loan and lease losses | $ 0.24 million |
| Total non interest income | $ 0.59 million |
| Total non interest expense | $ 3.22 million |
| Pre-tax Net Operating Income | $ 0.38 million |
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