The First National Bank in Trinidad

The First National Bank in Trinidad is an FDIC insured institution headquartered at 100 E Main St, Trinidad, CO 81082.
It was founded in 1875 and has approximately $0 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - August 24, 2026

SAVINGS RATES	APY	MIN
Savings	0.25%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.40%	$10,000	Compare
6 Mo CD	0.40%	$100,000	Compare
12 Mo CD	0.70%	$10,000	Compare
12 Mo CD	0.70%	$100,000	Compare
18 Mo CD	0.95%	$10,000	Compare
18 Mo CD	0.95%	$100,000	Compare
24 Mo CD	0.99%	$10,000	Compare
24 Mo CD	0.99%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.10%	$2,500	Compare
Money Market	0.15%	$10,000	Compare
Money Market	0.30%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.10%	$2,500

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 14584
Date Established	1875
Assets	$ 258.95 million
Loans	$ 141.13 million
Deposits	$ 243.10 million
Capital	$ 15.68 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 11.83 million
Interest-bearing balances	$ 7.64 million
Total securities	$ 86.04 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 141.13 million
Loan loss allowance	$ 2.11 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	N.A.
All other assets	$ 10.44 million
Total Assets	$ 243.27 million

LIABILITIES
Total deposits	$ 243.10 million
Interest-bearing deposits	$ 173.83 million
Deposits held in domestic offices	$ 243.10 million
% insured (estimated)"	68.64%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 0.17 millionn
Total Liabilities	$ 243.27 million
Shareholders’ Equity	$ 15.68 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 10.68 million
Total Interest Expense	$ 2.05 million
Net interest income	$ 8.64 million
Provision for loan and lease losses	$ 0.13 million
Total non interest income	$ 0.88 million
Total non interest expense	$ 7.64 million
Pre-tax Net Operating Income	$ 0.42 million

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Branches

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