Pennian Bank is an FDIC insured institution headquartered at
2 N Main St, Mifflintown, PA 17059.
It was founded in
1889 and has approximately $1 billion in assets. Customers can open an account at one of its 14 branches.
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 7613
Date Established
1889
Assets
$ 662.12 million
Loans
$ 428.74 million
Deposits
$ 573.67 million
Capital
$ 49.15 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 31.57 million
Interest-bearing balances
$ 24.82 million
Total securities
$ 163.18 million
Federal funds sold and reverse repurchase
$ 1.61 million
Net loans and leases
$ 428.74 million
Loan loss allowance
$ 5.37 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 31.79 million
Total Assets
$ 612.98 million
LIABILITIES
Total deposits
$ 573.67 million
Interest-bearing deposits
$ 461.36 million
Deposits held in domestic offices
$ 573.67 million
% insured (estimated)"
78.05%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 33.00 million
Subordinated debt
N.A.
All other liabilities
$ 4.86 millionn
Total Liabilities
$ 612.98 million
Shareholders’ Equity
$ 49.15 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 30.46 million
Total Interest Expense
$ 11.46 million
Net interest income
$ 19.00 million
Provision for loan and lease losses
$ 1.51 million
Total non interest income
$ 4.66 million
Total non interest expense
$ 20.16 million
Pre-tax Net Operating Income
$ 2.99 million
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Branches
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