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The Neffs National Bank

The Neffs National Bank is an FDIC insured institution headquartered at 5629 Route 873, Neffs, PA 18065.
It was founded in 1923 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - August 24, 2026

SAVINGS RATES	APY	MIN
Savings	0.20%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.30%	$10,000	Compare
6 Mo CD	0.30%	$100,000	Compare
12 Mo CD	0.50%	$10,000	Compare
12 Mo CD	0.50%	$100,000	Compare
18 Mo CD	0.50%	$10,000	Compare
18 Mo CD	0.50%	$100,000	Compare
24 Mo CD	0.55%	$10,000	Compare
24 Mo CD	0.55%	$100,000	Compare
30 Mo CD	0.55%	$10,000	Compare
30 Mo CD	0.55%	$100,000	Compare
36 Mo CD	0.60%	$10,000	Compare
36 Mo CD	0.60%	$100,000	Compare
48 Mo CD	0.65%	$10,000	Compare
48 Mo CD	0.65%	$100,000	Compare
60 Mo CD	0.70%	$10,000	Compare
60 Mo CD	0.70%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.10%	$2,500	Compare
Money Market	0.10%	$10,000	Compare
Money Market	0.10%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.10%	$2,500

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 7646
Date Established	1923
Assets	$ 470.38 million
Loans	$ 251.48 million
Deposits	$ 359.44 million
Capital	$ 71.35 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 5.13 million
Interest-bearing balances	$ 0.21 million
Total securities	$ 201.62 million
Federal funds sold and reverse repurchase	$ 0.36 million
Net loans and leases	$ 251.48 million
Loan loss allowance	$ 2.27 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	N.A.
All other assets	$ 4.98 million
Total Assets	$ 399.03 million

LIABILITIES
Total deposits	$ 359.44 million
Interest-bearing deposits	$ 279.34 million
Deposits held in domestic offices	$ 359.44 million
% insured (estimated)"	89.29%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 4.50 million
Subordinated debt	N.A.
All other liabilities	$ 2.36 millionn
Total Liabilities	$ 399.03 million
Shareholders’ Equity	$ 71.35 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 18.61 million
Total Interest Expense	$ 7.56 million
Net interest income	$ 11.04 million
Provision for loan and lease losses	$ 0.02 million
Total non interest income	$ 0.33 million
Total non interest expense	$ 8.45 million
Pre-tax Net Operating Income	$ 2.38 million

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