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The Neffs National Bank


The Neffs National Bank is an FDIC insured institution headquartered at 5629 Route 873, Neffs, PA 18065.
It was founded in 1923 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - May 26, 2026

SAVINGS RATES APY MIN
Savings
0.20% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.30% $10,000 Compare
6 Mo CD
0.30% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.50% $10,000 Compare
18 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.55% $10,000 Compare
24 Mo CD
0.55% $100,000 Compare
30 Mo CD
0.55% $10,000 Compare
30 Mo CD
0.55% $100,000 Compare
36 Mo CD
0.60% $10,000 Compare
36 Mo CD
0.60% $100,000 Compare
48 Mo CD
0.65% $10,000 Compare
48 Mo CD
0.65% $100,000 Compare
60 Mo CD
0.70% $10,000 Compare
60 Mo CD
0.70% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 7646
Date Established 1923
Assets $ 470.38 million
Loans $ 251.48 million
Deposits $ 359.44 million
Capital $ 71.35 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 5.13 million
Interest-bearing balances $ 0.21 million
Total securities $ 201.62 million
Federal funds sold and reverse repurchase $ 0.36 million
Net loans and leases $ 251.48 million
Loan loss allowance $ 2.27 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 4.98 million
     Total Assets $ 399.03 million

LIABILITIES
Total deposits $ 359.44 million
      Interest-bearing deposits $ 279.34 million
      Deposits held in domestic offices $ 359.44 million
      % insured (estimated)" 89.29%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 4.50 million
Subordinated debt N.A.
All other liabilities $ 2.36 millionn
      Total Liabilities $ 399.03 million
      Shareholders’ Equity $ 71.35 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 18.61 million
Total Interest Expense $ 7.56 million
Net interest income $ 11.04 million
Provision for loan and lease losses $ 0.02 million
Total non interest income $ 0.33 million
Total non interest expense $ 8.45 million
Pre-tax Net Operating Income $ 2.38 million

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