The St. Henry Bank is an FDIC insured institution headquartered at
231 E Main St, St. Henry, OH 45883.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.15% $2,500
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CD RATES
APY
MIN
6 Mo CD
0.10% $10,000
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6 Mo CD
0.10% $100,000
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Special: 10 Mo CD
0.10% $5,000
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12 Mo CD
0.15% $10,000
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12 Mo CD
0.15% $100,000
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18 Mo CD
0.20% $10,000
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18 Mo CD
0.20% $100,000
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24 Mo CD
0.20% $10,000
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24 Mo CD
0.20% $100,000
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Special: 25 Mo CD
0.20% $5,000
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30 Mo CD
0.25% $10,000
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30 Mo CD
0.25% $100,000
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Special: 31 Mo CD
0.35% $5,000
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36 Mo CD
0.25% $10,000
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36 Mo CD
0.25% $100,000
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48 Mo CD
0.45% $10,000
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48 Mo CD
0.45% $100,000
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60 Mo CD
0.80% $10,000
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60 Mo CD
0.80% $100,000
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MM RATES
APY
MIN
Money Market
0.25% $10,000
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Money Market
0.25% $25,000
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FIXED IRA RATES
APY
MIN
Special: 10 Mo FIRA
0.10% $5,000
Special: 25 Mo FIRA
0.20% $5,000
Special: 31 Mo FIRA
0.35% $5,000
INT CHECKING RATES
APY
MIN
Int Ckg
0.10% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 9871
Date Established
1905
Assets
$ 543.69 million
Loans
$ 252.74 million
Deposits
$ 491.27 million
Capital
$ 48.74 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 54.13 million
Interest-bearing balances
$ 43.12 million
Total securities
$ 144.36 million
Federal funds sold and reverse repurchase
$ 75.00 million
Net loans and leases
$ 252.74 million
Loan loss allowance
$ 3.13 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 13.61 million
Total Assets $ 494.94 million
LIABILITIES
Total deposits
$ 491.27 million
Interest-bearing deposits
$ 379.21 million
Deposits held in domestic offices
$ 491.27 million
% insured (estimated)" 52.11%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 2.69 million
Subordinated debt
N.A.
All other liabilities
$ 1.87 millionn
Total Liabilities $ 494.94 million
Shareholders’ Equity $ 48.74 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 23.39 million
Total Interest Expense
$ 6.38 million
Net interest income
$ 17.02 million
Provision for loan and lease losses
$ 0.41 million
Total non interest income
$ 1.44 million
Total non interest expense
$ 6.95 million
Pre-tax Net Operating Income
$ 3.55 million
Customer Reviews for The St. Henry Bank
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